Access Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 194.1% in Q2 2026, from $48.6M to $142.9M. It was the largest change from Q1 2026 among the key lines here. Within Nebraska, Access Bank is 53rd of 138 on loan-to-deposit ratio, 90.21% as of Q2 2026. The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio; Access Bank reported 90.21% for Q2 2026, nearly level with it.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $142.9M |
| Cash and noninterest-bearing balances to assets | 12.96% |
| Cash and securities | $243.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $76.4M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 6.93% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 90.21% |
| Net loans and leases to deposits | 88.91% |
| Loans and leases to core deposits | 103.72% |
| Core deposits to total deposits | 84.21% |
| Brokered deposits to total deposits | 2.76% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 92.67% | 91.43% | $0 | $61.1M |
| Q4 2023 | 94.78% | 89.24% | $0 | $77.8M |
| Q1 2024 | 85.33% | 90.46% | $0 | $77.8M |
| Q2 2024 | 84.30% | 90.37% | $0 | $52.7M |
| Q3 2024 | 87.39% | 88.82% | $0 | $52.7M |
| Q4 2024 | 92.34% | 88.59% | $0 | $51.6M |
| Q1 2025 | 91.41% | 87.35% | $0 | $51.6M |
| Q2 2025 | 104.66% | 87.96% | $0 | $72.0M |
| Q3 2025 | 101.84% | 82.38% | $0 | $76.5M |
| Q4 2025 | 102.43% | 84.02% | $0 | $76.5M |
| Q1 2026 | 101.03% | 83.23% | $0 | $76.5M |
| Q2 2026 | 90.21% | 84.21% | $0 | $76.4M |
Access Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Access Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Access Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58727) · FFIEC NIC profile (RSSD 3614837)