Access Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Access Bank of Omaha, NE against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.13% | 1.34% | -0.21% | 37th below |
| ROAE | 10.52% | 12.40% | -1.88% | 35th below |
| Net Interest Margin | 3.62% | 3.83% | -0.21% | 43rd below |
| Efficiency Ratio | 61.18% | 57.84% | +3.34% | 39th below |
| PPNR / Avg Assets | 1.53% | — | — | 36th below |
| Yield on Earning Assets | 5.89% | 5.71% | +0.18% | 71st above |
| Cost of Funds | 2.45% | 2.02% | +0.43% | 23rd bottom |
| Net Interest Spread | 2.96% | — | — | 42nd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.47% | 1.00% | -0.53% | 60th above |
| NPA / Total Assets | 0.35% | — | — | 61st above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.15% | 0.43% | -0.28% | 22nd bottom |
| ACL / Total Loans | 1.45% | — | — | 83rd top |
| ACL / NPLs (Coverage) | 307.76% | — | — | 70th above |
| Texas Ratio | 3.54% | 5.47% | -1.93% | 51st above |
| Provision / NCO | 301.88% | — | — | 67th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.02% | 14.99% | -2.97% | 24th bottom |
| Tier 1 Ratio | 12.02% | 15.02% | -3.00% | 24th bottom |
| Total Capital Ratio | 13.27% | — | — | 27th below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.65% | 11.11% | -0.46% | 53rd above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.37% | 11.02% | -0.65% | 50th above |
| TCE / Tangible Assets | 9.61% | — | — | 46th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 90.21% | 86.99% | +3.22% | 45th below |
| Core Deposit Ratio | 84.21% | 85.57% | -1.36% | 32nd below |
| Wholesale Funding Ratio | 6.93% | — | — | 29th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 21.86% | — | — | 91st top |
| Loan Growth (Y/Y) | 8.13% | — | — | 64th above |
| Deposit Growth (Y/Y) | 25.44% | — | — | 93rd top |
See Access Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Access Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Access Bank profile, how to read a UBPR, or how this data updates.