Adelphi Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Adelphi Bank of Columbus, OH against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.10% | 1.25% | -1.15% | 5th bottom |
| ROAE | 0.66% | 13.17% | -12.51% | 4th bottom |
| Net Interest Margin | 4.61% | 3.95% | +0.66% | 82nd top |
| Efficiency Ratio | 88.44% | 61.50% | +26.94% | 6th bottom |
| PPNR / Avg Assets | 0.54% | — | — | 8th bottom |
| Yield on Earning Assets | 6.60% | 5.67% | +0.93% | 89th top |
| Cost of Funds | 2.19% | 1.87% | +0.32% | 26th below |
| Net Interest Spread | 4.08% | — | — | 85th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.93% | -0.93% | 93rd top |
| NPA / Total Assets | 0.00% | — | — | 94th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.40% | — | — | 72nd above |
| Texas Ratio | 0.00% | 6.06% | -6.06% | 94th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 15.82% | 11.75% | +4.07% | 89th top |
| Equity / Assets | 15.15% | 10.98% | +4.17% | 88th top |
| TCE / Tangible Assets | 15.15% | — | — | 90th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 94.47% | 80.44% | +14.03% | 20th bottom |
| Core Deposit Ratio | 76.09% | 86.95% | -10.86% | 10th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 42.06% | — | — | 99th top |
| Loan Growth (Y/Y) | 44.66% | — | — | 98th top |
| Deposit Growth (Y/Y) | 54.75% | — | — | 99th top |
See Adelphi Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Adelphi Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Adelphi Bank profile, how to read a UBPR, or how this data updates.