Adelphi Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits dropped 9.37 percentage points in Q2 2026, from 14.18% to 4.81%. It was the largest change from Q1 2026 among the key lines here. Within Ohio, Adelphi Bank is 119th of 156 on total deposits, $104.2M as of Q2 2026. Against a median of $276.0M for banks in the $100M-1B asset tier, Adelphi Bank reported $104.2M on total deposits in Q2 2026, 62% lower.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $104.2M |
| Domestic office deposits | $104.2M |
| Foreign office deposits | — |
| Deposits to total assets | 83.73% |
| Deposits to total liabilities | 98.68% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $5.0M |
| Savings deposits | $2.1M |
| Transaction accounts to domestic deposits | 17.14% |
| Time deposits | $26K |
| Time deposits under $100k | $6.1M |
| Time deposits $100k to $250k | $21.3M |
| Time deposits over $250k | $0 |
| Noninterest-bearing share of deposits | 4.81% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $79.3M |
| Core deposits to total deposits | 76.09% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $24.9M |
| Brokered deposits to total deposits | 23.91% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.52% |
| Interest expense on deposits | $575K |
| Loans and leases to core deposits | 94.47% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $13.1M | 100.00% | 0.00% | 1.45% |
| Q4 2023 | $22.6M | 70.07% | 29.93% | 1.62% |
| Q1 2024 | $28.3M | 74.79% | 25.21% | 1.46% |
| Q2 2024 | $30.6M | 72.50% | 27.50% | 1.79% |
| Q3 2024 | $42.2M | 64.01% | 35.99% | 2.10% |
| Q4 2024 | $47.7M | 71.26% | 28.74% | 2.43% |
| Q1 2025 | $57.2M | 67.62% | 32.38% | 2.55% |
| Q2 2025 | $67.4M | 65.98% | 34.02% | 2.46% |
| Q3 2025 | $73.8M | 64.48% | 35.52% | 2.80% |
| Q4 2025 | $86.2M | 66.51% | 33.49% | 2.51% |
| Q1 2026 | $96.9M | 72.25% | 27.75% | 2.75% |
| Q2 2026 | $104.2M | 76.09% | 23.91% | 2.52% |
Adelphi Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Adelphi Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Adelphi Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59292) · FFIEC NIC profile (RSSD 5777549)