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Adrian Bank: Tier 1 Risk-Based Capital Ratio

21.62%

Data as of · sourced from FFIEC call reports. How we update

Adrian Bank reported a tier 1 risk-based capital ratio of 21.62% as of Q1 2026. That is up 0.81 percentage points from 20.81% a year earlier, and above the 15.49% median of the 887 Small Community Banks ($100M–$500M in assets). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q2 2023 Q1 2026 (latest)
Q1 2026 21.62%
Q4 2025 20.69%
Q3 2025 21.17%
Q2 2025 21.42%
Q1 2025 20.81%
Q4 2024 20.29%
Q3 2024 20.61%
Q2 2024 20.60%
Q1 2024 20.82%
Q4 2023 20.55%
Q3 2023 21.20%
Q2 2023 21.10%

National Context

Latest value 21.62%
12-quarter low20.29%
12-quarter high21.62%
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What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within a few basis points of CET1. The bands below are BankRegReports analyst bands, not prompt corrective action categories; PCA treats a Tier 1 ratio of 8% or more as well capitalized.

Full definition & formula →

Frequently asked questions

What is Adrian Bank's Tier 1 Risk-Based Capital Ratio?

Adrian Bank's Tier 1 Risk-Based Capital Ratio was 21.62% as of Q1 2026.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Adrian Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 8251) · FFIEC NIC profile (RSSD 94858)