All America Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Securities to assets climbed 3.66 percentage points in Q3 2026, from 19.36% to 23.02%. It was the largest change from Q2 2026 among the key lines here. Within Oklahoma, All America Bank is 125th of 169 on return on assets, 1.01% as of Q3 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. All America Bank sits 0.24 points lower, at 1.01% (Q3 2026); the peer median is as of Q2 2026.
Capital adequacy
| Line item | Q3 2026 |
|---|---|
| CET1 capital ratio | 13.89% |
| Tier 1 risk-based capital ratio | 13.89% |
| Total risk-based capital ratio | 15.14% |
| Tier 1 leverage ratio | 10.57% |
| Equity capital to assets | 9.80% |
| Tangible equity to tangible assets | 9.80% |
Asset quality
| Line item | Q3 2026 |
|---|---|
| Non-performing loans to loans | 4.96% |
| Non-performing assets ratio | 3.80% |
| Net charge-off ratio | 0.49% |
| Texas ratio | 39.69% |
| Allowance for credit losses to loans | 1.28% |
| Reserve coverage of non-performing loans | 25.74% |
Earnings
| Line item | Q3 2026 |
|---|---|
| Return on assets | 1.01% |
| Return on equity | 9.95% |
| Net interest margin | 3.92% |
| Efficiency ratio | 63.88% |
| Yield on earning assets | 6.40% |
| Cost of funds | 2.71% |
Liquidity and funding
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 82.30% |
| Core deposits to total deposits | 96.08% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 88.60% |
| Securities to assets | 23.02% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q4 2023 | 11.59% | 11.59% | 12.76% | 9.88% | 0.64% |
| Q1 2024 | 11.49% | 11.49% | 12.69% | 9.87% | 0.87% |
| Q2 2024 | 11.83% | 11.83% | 13.08% | 9.86% | 0.62% |
| Q3 2024 | 12.44% | 12.44% | 13.69% | 10.30% | 0.66% |
| Q4 2024 | 12.44% | 12.44% | 13.69% | 10.52% | 0.87% |
| Q1 2025 | 12.72% | 12.72% | 13.97% | 10.26% | 0.61% |
| Q2 2025 | 12.94% | 12.94% | 14.19% | 10.21% | 0.55% |
| Q3 2025 | 13.25% | 13.25% | 14.50% | 10.47% | 1.03% |
| Q4 2025 | 13.43% | 13.43% | 14.53% | 10.62% | 0.94% |
| Q1 2026 | 13.32% | 13.32% | 14.45% | 10.50% | 0.96% |
| Q2 2026 | 14.11% | 14.11% | 15.35% | 10.47% | 0.91% |
| Q3 2026 | 13.89% | 13.89% | 15.14% | 10.57% | 1.01% |
All America Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock All America Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full All America Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 20093) · FFIEC NIC profile (RSSD 25357)