All America Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks All America Bank of Oklahoma City, OK against its peer group of 2603 similarly-sized US banks as of Q3 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.01% | 1.25% | -0.24% | 21st bottom |
| ROAE | 9.95% | 13.21% | -3.26% | 27th below |
| Net Interest Margin | 3.92% | 3.95% | -0.03% | 43rd below |
| Efficiency Ratio | 63.88% | 61.29% | +2.59% | 24th bottom |
| PPNR / Avg Assets | 1.49% | — | — | 29th below |
| Yield on Earning Assets | 6.40% | 5.68% | +0.72% | 82nd top |
| Cost of Funds | 2.71% | 1.88% | +0.83% | 7th bottom |
| Net Interest Spread | 3.35% | — | — | 47th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 4.96% | 0.93% | +4.03% | 3rd bottom |
| NPA / Total Assets | 3.80% | — | — | 4th bottom |
| NCO / Avg Loans | 0.49% | 0.16% | +0.33% | 6th bottom |
| ACL / Total Loans | 1.28% | — | — | 56th above |
| ACL / NPLs (Coverage) | 25.74% | — | — | 6th bottom |
| Texas Ratio | 39.69% | 7.37% | +32.32% | 3rd bottom |
| Provision / NCO | 156.28% | — | — | 55th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.89% | 17.08% | -3.19% | 31st below |
| Tier 1 Ratio | 13.89% | 17.11% | -3.22% | 31st below |
| Total Capital Ratio | 15.14% | — | — | 34th below |
| Leverage Ratio | 10.57% | 11.73% | -1.16% | 33rd below |
| Equity / Assets | 9.80% | 10.97% | -1.17% | 47th below |
| TCE / Tangible Assets | 9.80% | — | — | 49th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 82.30% | 80.71% | +1.59% | 32nd below |
| Core Deposit Ratio | 96.08% | 86.89% | +9.19% | 89th top |
| Wholesale Funding Ratio | 1.32% | — | — | 74th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.33% | — | — | 32nd below |
| Loan Growth (Y/Y) | -2.72% | — | — | 12th bottom |
| Deposit Growth (Y/Y) | 0.79% | — | — | 25th below |
See All America Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock All America Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full All America Bank profile, how to read a UBPR, or how this data updates.