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Amboy Bank: Tier 1 Leverage Ratio

12.19% Ranks #1,047 of 3,622 U.S. banks · 71st percentile

Data as of · sourced from FFIEC call reports. How we update

Amboy Bank reported a tier 1 leverage ratio of 12.19% as of Q2 2026, ranking #1,047 of 3,622 U.S. banks (71st percentile). That is down 0.61 percentage points from 12.80% a year earlier, and above the 10.49% median of the 871 Large Community Banks ($1B–$10B in assets). The Tier 1 Leverage Ratio measures Tier 1 capital against unweighted average assets, a simpler backstop that prevents banks from gaming the risk-based capital rules.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 12.19%
Q1 2026 12.12%
Q4 2025 11.57%
Q3 2025 12.06%
Q2 2025 12.80%
Q1 2025 11.69%
Q4 2024 11.51%
Q3 2024 13.96%
Q2 2024 13.80%
Q1 2024 13.13%
Q4 2023 12.58%
Q3 2023 12.16%

National Context

Latest value 12.19%
National rank#1,047 of 3,622
Percentile 71st
12-quarter low11.51%
12-quarter high13.96%
Full rankingView leaderboard

What is the Tier 1 Leverage Ratio?

The tier 1 leverage ratio is a bank's tier 1 capital divided by its average total consolidated assets. Unlike the risk-based ratios it gives every asset the same weight, so it caps how far a bank can stretch its balance sheet whatever the asset mix.

Read the leverage ratio next to the CET1 ratio. A bank with a 15% CET1 ratio and a 7% leverage ratio holds a large share of low-risk-weight assets such as securities and cash; when the two ratios are close, the balance sheet is loan-heavy. Very large banks run lower leverage ratios than community banks because their capital requirements bind on risk-based measures and the supplementary leverage ratio. Ratios far above 15% usually belong to trust and custody banks with small balance sheets.

Full definition & formula →

Frequently asked questions

What is Amboy Bank's Tier 1 Leverage Ratio?

Amboy Bank's Tier 1 Leverage Ratio was 12.19% as of Q2 2026, ranking #1047 of 3,622 U.S. banks.

What is the Tier 1 Leverage Ratio?

The tier 1 leverage ratio is a bank's tier 1 capital divided by its average total consolidated assets. Unlike the risk-based ratios it gives every asset the same weight, so it caps how far a bank can stretch its balance sheet whatever the asset mix.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Amboy Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 6423) · FFIEC NIC profile (RSSD 9807)