Bank routing number ยท Old Bridge, New Jersey
Amboy Bank Routing Number (ABA): 021204416
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The Amboy Bank routing number is 021204416. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Amboy Bank at a glance
Its CET1 capital ratio was 14.75% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $3.12B
- CET1 ratio, Q2 2026
- 14.75%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Domestic offices
- 23 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1888
Full financial profile · Is Amboy Bank safe? · Amboy Bank call report · Branch locations
Amboy Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 021204416 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Amboy Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 02, place this number in the Federal Reserve Bank of New York's district (District 2). Digits five through eight, 0441, identify the institution within that district. The last digit, 6, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Amboy Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Amboy Bank checks or in its online banking. Ask the bank for wire instructions (www.amboybank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Amboy Bank
Amboy Bank is headquartered in Old Bridge, New Jersey and was established in 1888. It is in the NEW YORK-NEWARK-JERSEY CITY, NY-NJ metro area. It reported $3.12B in total assets and $2.71B in deposits for Q2 2026, the 14th largest of the 49 banks headquartered in New Jersey. It reports 23 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the Federal Reserve.
What the digits in 021204416 mean
The first four digits, 0212, are the Federal Reserve routing symbol. The prefix 02 places the number in the 2nd Federal Reserve District (New York). That is also the district where the bank is headquartered. Digits five through eight, 0441, identify the institution within its Federal Reserve district. The last digit, 6, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 6 + 7 x 3 + 11 = 50, a multiple of 10, so 021204416 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Amboy Bank routing number?
The Amboy Bank routing number is 021204416. It is the primary ABA routing transit number registered to Amboy Bank, headquartered in Old Bridge, NJ. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Amboy Bank wire routing number?
This page lists the primary routing number registered to Amboy Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Amboy Bank before sending a wire.
Is ABA number 021204416 the routing number for Amboy Bank?
Yes. It is the primary routing number registered to Amboy Bank.
Which bank uses routing number 021204416?
It belongs to Amboy Bank, headquartered in Old Bridge, NJ. It is the bank's primary ABA routing number (FDIC certificate 6423).
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Regulator records: FDIC BankFind (cert 6423) · FFIEC NIC profile (RSSD 9807)