First Bank Routing Number (ABA): 031207924

First Bank at a glance

Its CET1 capital ratio was 10.89% at Q2 2026, above regulatory requirements.

Total assets, Q2 2026

$4.09B

CET1 ratio, Q2 2026

10.89%

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

26 FDIC institution directory, current count

Established

2007

Full financial profile · Is First Bank safe? · Branch locations

What the digits mean

The first two digits, 03, place this number in the Federal Reserve Bank of Philadelphia's district (District 3). Digits five through eight, 0792, identify the institution within that district. The last digit, 4, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to First Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your First Bank checks or in its online banking. Ask the bank for wire instructions (www.myfirstbank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About First Bank

First Bank is headquartered in Hamilton, New Jersey and was established in 2007. It is in the TRENTON-PRINCETON, NJ metro area. It reported $4.09B in total assets and $3.32B in deposits for Q2 2026, the 9th largest of the 49 banks headquartered in New Jersey. It reports 26 domestic offices. Its deposits have been FDIC insured since 2007. Its primary federal regulator is the FDIC. 2 other banks and credit unions headquartered in Hamilton have a routing number listed here.

What the digits in 031207924 mean

The first four digits, 0312, are the Federal Reserve routing symbol. The prefix 03 places the number in the 3rd Federal Reserve District (Philadelphia). That is also the district where the bank is headquartered. Digits five through eight, 0792, identify the institution within its Federal Reserve district. The last digit, 4, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 11 + 7 x 5 + 12 = 80, a multiple of 10, so 031207924 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the First Bank routing number?

The First Bank routing number is 031207924. It is the primary ABA routing transit number registered to First Bank, headquartered in Hamilton, NJ. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the First Bank wire routing number?

This page lists the primary routing number registered to First Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with First Bank before sending a wire.

Is ABA number 031207924 the routing number for First Bank?

Yes. It is the primary routing number registered to First Bank.

Which bank uses routing number 031207924?

It belongs to First Bank, headquartered in Hamilton, NJ. It is the bank's primary ABA routing number (FDIC certificate 58481).

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