Bank routing number ยท Clinton, New Jersey
Unity Bank Routing Number (ABA): 021210057
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The Unity Bank routing number is 021210057. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 25, 2026.
Unity Bank at a glance
Its CET1 capital ratio was 14.27% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $3.18B
- CET1 ratio, Q2 2026
- 14.27%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 22 FDIC institution directory, current count
- Established
- 1991
Full financial profile · Is Unity Bank safe? · Branch locations
Unity Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 021210057 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 25, 2026. NIC holds one primary number per bank; Unity Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 02, place this number in the Federal Reserve Bank of New York's district (District 2). Digits five through eight, 1005, identify the institution within that district. The last digit, 7, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Unity Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Unity Bank checks or in its online banking. Ask the bank for wire instructions (www.unitybank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Unity Bank
Unity Bank is headquartered in Clinton, New Jersey and was established in 1991. It is in the NEW YORK-NEWARK-JERSEY CITY, NY-NJ metro area. It reported $3.18B in total assets and $2.46B in deposits for Q2 2026, the 13th largest of the 49 banks headquartered in New Jersey. It reports 22 domestic offices. Its deposits have been FDIC insured since 1991. Its primary federal regulator is the FDIC.
What the digits in 021210057 mean
The first four digits, 0212, are the Federal Reserve routing symbol. The prefix 02 places the number in the 2nd Federal Reserve District (New York). That is also the district where the bank is headquartered. Digits five through eight, 1005, identify the institution within its Federal Reserve district. The last digit, 7, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 2 + 7 x 8 + 8 = 70, a multiple of 10, so 021210057 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Unity Bank routing number?
The Unity Bank routing number is 021210057. It is the primary ABA routing transit number registered to Unity Bank, headquartered in Clinton, NJ. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 25, 2026.
What is the Unity Bank wire routing number?
This page lists the primary routing number registered to Unity Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Unity Bank before sending a wire.
Is ABA number 021210057 the routing number for Unity Bank?
Yes. It is the primary routing number registered to Unity Bank.
Which bank uses routing number 021210057?
It belongs to Unity Bank, headquartered in Clinton, NJ. It is the bank's primary ABA routing number (FDIC certificate 33503).
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Regulator records: FDIC BankFind (cert 33503) · FFIEC NIC profile (RSSD 1890525)