Branch Network
Unity Bank Locations & Branches Clinton, New Jersey
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Unity Bank operates 22 branches from its headquarters in Clinton, NJ, .
Unity Bank branch network
Its 22 branches span 2 states and 22 cities. The most are in NEW JERSEY (20) and PENNSYLVANIA (2). NEW JERSEY holds 95.6% of its branch deposits. Its largest office by deposits is its main office in Clinton, NJ, with $583.9M (23.7% of its branch deposits). On June 30, 2025 it had 21 branches, 1 fewer than in 2026.
Unity Bank at a glance
Its CET1 capital ratio was 14.27% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $3.18B
- CET1 ratio, Q2 2026
- 14.27%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1991
Full financial profile · Is Unity Bank safe? · Unity Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Clinton, NJ (1 branch) | 1 of 8 | 28.3% | $583.9M |
| State: NJ (20 branches) | 28 of 96 | 0.5% | $2.36B |
Ranked by total assets among banks headquartered in the state: Largest banks in New Jersey.
Share by county and metro area
Unity Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Hunterdon, NJ (3 branches) | 3 of 14 | 13.9% | $839.0M | $6.05B |
| Somerset, NJ (3 branches) | 11 of 20 | 2.2% | $356.6M | $16.42B |
| Middlesex, NJ (4 branches) | 18 of 41 | 0.6% | $353.2M | $55.96B |
| Warren, NJ (2 branches) | 6 of 10 | 7.0% | $242.5M | $3.45B |
| Union, NJ (3 branches) | 18 of 30 | 0.9% | $221.8M | $25.12B |
| Bergen, NJ (2 branches) | 30 of 45 | 0.3% | $209.0M | $69.87B |
| Northampton, PA (2 branches) | 13 of 21 | 1.4% | $108.6M | $7.81B |
| Morris, NJ (2 branches) | 22 of 28 | 0.3% | $73.4M | $28.63B |
| Ocean, NJ (1 branch) | 18 of 22 | 0.2% | $60.8M | $24.49B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (18 branches) | 59 of 156 | <0.1% | $2.11B | $2.92T |
| Allentown-Bethlehem-Easton, PA-NJ (4 branches) | 18 of 32 | 1.5% | $351.1M | $22.85B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Unity Bank (main office) | Clinton, NJ | 08809 | $583.9M |
| Somerville Branch | Somerville, NJ | 08876 | $143.9M |
| Washngton Branch | Washington, NJ | 07882 | $142.1M |
| Edison Branch | Edison, NJ | 08820 | $141.5M |
| Emerson Branch | Emerson, NJ | 07630 | $136.2M |
| Whitehouse Branch | Whitehouse Station, NJ | 08889 | $127.9M |
| Flemington Branch | Flemington, NJ | 08822 | $127.1M |
| North Plainfield Branch | North Plainfield, NJ | 07060 | $114.1M |
| Phillipsburg Branch | Phillipsburg, NJ | 08865 | $100.4M |
| Somerset Branch | Somerset, NJ | 08873 | $98.6M |
| Scotch Plains Township Branch | Scotch Plains Township, NJ | 07076 | $87.0M |
| Forks Township Branch | Easton, PA | 18040 | $82.6M |
| Highland Park Branch | Highland Park, NJ | 08904 | $79.7M |
| Linden Branch | Linden, NJ | 07036 | $78.2M |
| Fort Lee Branch Office | Fort Lee, NJ | 07024 | $72.8M |
| Middlesex Branch | Middlesex, NJ | 08846 | $67.6M |
| South Plainfield Branch | South Plainfield, NJ | 07080 | $64.4M |
| Lakewood Branch Office | Lakewood, NJ | 08701 | $60.8M |
| Union Branch | Union, NJ | 07083 | $56.6M |
| Lake Hiawatha Branch | Lake Hiawatha, NJ | 07034 | $48.3M |
| Bethlehem Branch | Bethlehem, PA | 18017 | $26.1M |
| Unity Bank - Madison Branch | Madison, NJ | 07940 | $25.0M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 33503) · FFIEC NIC profile (RSSD 1890525)