American Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks American Bank of Covington, LA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.07% | 1.34% | -0.27% | 37th below |
| ROAE | 9.81% | 13.32% | -3.51% | 35th below |
| Net Interest Margin | 6.15% | 3.93% | +2.22% | 99th top |
| Efficiency Ratio | 74.42% | 61.13% | +13.29% | 20th bottom |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.63% | 1.68% | -0.05% | 53rd above |
| Yield on Earning Assets | 8.41% | 5.67% | +2.74% | 99th top |
| Cost of Funds | 2.15% | 1.88% | +0.27% | 29th below |
| Net Interest Spread | 5.00% | 3.32% | +1.68% | 97th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 5.32% | 0.94% | +4.38% | 2nd bottom |
| NPA / Total Assets | 3.89% | 0.70% | +3.19% | 2nd bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.09% | 0.16% | -0.07% | 20th bottom |
| ACL / Total Loans | 1.80% | 1.28% | +0.52% | 90th top |
| ACL / NPLs (Coverage) | 33.82% | 1539.26% | -1505.44% | 4th bottom |
| Texas Ratio | 36.18% | 7.32% | +28.86% | 2nd bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 435.17% | 1396.01% | -960.84% | 71st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.08% | 12.14% | -2.06% | 34th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.89% | 11.37% | -0.48% | 58th above |
| TCE / Tangible Assets | 9.67% | 11.09% | -1.42% | 43rd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 77.21% | 80.64% | -3.43% | 57th above |
| Core Deposit Ratio | 79.52% | 86.86% | -7.34% | 15th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.90% | 6.85% | +4.05% | 85th top |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.12% | 7.90% | -1.78% | 55th above |
| Deposit Growth (Y/Y) | 11.11% | 6.29% | +4.82% | 86th top |
See American Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock American Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full American Bank profile, how to read a UBPR, or how this data updates.