Skip to main content

American Bank and Trust Company: Non-Performing Assets Ratio

2.10% Ranks #258 of 3,653 U.S. banks · 93rd percentile

Data as of · sourced from FFIEC call reports. How we update

American Bank and Trust Company reported a non-performing assets ratio of 2.10% as of Q2 2026, ranking #258 of 3,653 U.S. banks (93rd percentile). The NPA ratio extends NPL to include other real estate owned (OREO), the full picture of distressed assets relative to the bank's size.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 2.10%
Q1 2026 2.20%
Q4 2025 2.19%
Q3 2025 0.28%
Q2 2025 0.00%
Q1 2025 0.00%
Q4 2024 0.02%
Q3 2024 0.00%
Q2 2024 0.00%
Q1 2024 0.00%
Q4 2023 0.00%
Q3 2023 0.00%

National Context

Latest value 2.10%
National rank#258 of 3,653
Percentile 93rd
12-quarter low0.00%
12-quarter high2.20%
Full rankingView leaderboard

What is the Non-Performing Assets Ratio?

The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.

Most community banks report NPA between 0.2% and 1%. Spikes are usually CRE-driven (commercial real estate downturns produce OREO in waves). Compare NPA to NPL: if NPA materially exceeds NPL, the bank is sitting on foreclosed property.

Full definition & formula →

Frequently asked questions

What is American Bank and Trust Company's Non-Performing Assets Ratio?

American Bank and Trust Company's Non-Performing Assets Ratio was 2.10% as of Q2 2026, ranking #258 of 3,653 U.S. banks.

What is the Non-Performing Assets Ratio?

The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full American Bank and Trust Company profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 20537) · FFIEC NIC profile (RSSD 452159)