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American Bank, N.A.: Return on Average Equity

18.97% Ranks #575 of 3,651 U.S. banks · 84th percentile

Data as of · sourced from FFIEC call reports. How we update

American Bank, N.A. reported a return on average equity of 18.97% as of Q3 2026, ranking #575 of 3,651 U.S. banks (84th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q4 2023 Latest
Q3 2026 18.97%
Q2 2026 17.81%
Q1 2026 16.72%
Q4 2025 14.63%
Q3 2025 16.00%
Q2 2025 16.62%
Q1 2025 14.36%
Q4 2024 14.34%
Q3 2024 15.73%
Q2 2024 12.09%
Q1 2024 7.96%
Q4 2023 0.30%

National Context

Latest value 18.97%
National rank#575 of 3,651
Percentile 84th
12-quarter low0.30%
12-quarter high18.97%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is American Bank, N.A.'s Return on Average Equity?

American Bank, N.A.'s Return on Average Equity was 18.97% as of Q3 2026, ranking #575 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full American Bank, N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 21567) · FFIEC NIC profile (RSSD 494654)