Bank call report · Sioux Falls, SD
American Bank & Trust Call Report
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American Bank & Trust filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 454 reported line items, schedule by schedule (691 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 275358 |
| FDIC certificate number | 1117 |
| Total assets | $2.25B |
Official Q2 2026 call report PDF (FFIEC) →
American Bank & Trust call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (28 items)
About Schedule RC · American Bank & Trust balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $2.25B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $2.25B |
| Total Liabilities and Minority Interest | RCON2948 | $2.00B |
| Total Deposits | RCON2200 | $1.95B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $1.69B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.59B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.57B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $330.9M |
| Deposits: Noninterest-bearing | RCON6631 | $258.2M |
| Total Equity Capital | RCON3210 | $245.5M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $245.5M |
| Interest-bearing Balances | RCON0071 | $200.8M |
| Surplus | RCON3839 | $157.2M |
| Undivided Profits and Capital Reserves | RCON3632 | $105.8M |
| Other Assets | RCON2160 | $69.5M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $32.2M |
| Other Liabilities, Total | RCON2930 | $32.0M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $26.8M |
| Accumulated Other Comprehensive Income | RCONB530 | -$18.8M |
| Allowance for Loan and Lease Losses | RCON3123 | $18.1M |
| Intangible Assets | RCON2143 | $11.8M |
| Other Borrowed Money | RCON3190 | $11.4M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $7.9M |
| Goodwill | RCON3163 | $6.6M |
| Federal Funds Sold | RCONB987 | $1.8M |
| Loans and Leases Held for Sale | RCON5369 | $1.7M |
| Common Stock | RCON3230 | $1.4M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $328K |
Schedule RI: Income Statement (47 items)
About Schedule RI · American Bank & Trust income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $60.7M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $50.7M |
| Net Interest Income | RIAD4074 | $39.6M |
| Total Noninterest Expense | RIAD4093 | $24.6M |
| Total Interest Expense | RIAD4073 | $21.1M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $20.5M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $19.5M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $19.5M |
| Salaries and Employee Benefits | RIAD4135 | $15.7M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $15.4M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $14.9M |
| Net Income (Loss) | RIAD4340 | $14.9M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $14.9M |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $14.8M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $9.6M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $8.8M |
| Other Noninterest Expense | RIAD4092 | $7.0M |
| Total Noninterest Income | RIAD4079 | $6.0M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $5.0M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $4.8M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $4.8M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $4.7M |
| Applicable Income Taxes | RIAD4302 | $4.7M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $4.0M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $2.5M |
| Other Noninterest Income | RIADB497 | $2.2M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $1.7M |
| Provision for Loan and Lease Losses | RIAD4230 | $1.5M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $1.5M |
| Noninterest income: Income from insurance activities | RIADHT74 | $1.2M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $715K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $603K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $571K |
| Net Servicing Fees | RIADB492 | $552K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $518K |
| Interest on Other Securities | RIAD4060 | $505K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $312K |
| Other Interest Income | RIAD4518 | $302K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $283K |
| Other Interest Expense | RIADGW44 | $271K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $139K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | -$102K |
| Noninterest income: Fees and commissions from securities brokerage, investment banking, advisory, and underwriting activities | RIADHT73 | $76K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $13K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $13K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $9K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 219 |
Schedule RC-B: Securities (33 items)
About Schedule RC-B · American Bank & Trust securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $74.5M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $72.9M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Amortized Cost | RCONG322 | $29.7M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Fair Value | RCONG323 | $29.6M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $355.8M |
| Pledged Securities | RCON0416 | $152.3M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $130.0M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $127.5M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $111.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $91.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $44.7M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $41.5M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $33.5M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $32.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $30.4M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $27.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $26.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $21.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $18.2M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $14.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $13.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $8.6M |
| Asset-backed Securities: Available-for-sale Amortized Cost | RCONC989 | $7.8M |
| Total (Asset-backed Securities) Fair Value - Available-for-sale | RCONC027 | $7.8M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $4.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $4.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $3.3M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $3.0M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $2.9M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $1.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $1.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $1.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $70K |
Schedule RC-C, Part I: Loans and Leases (35 items)
About Schedule RC-C, Part I · American Bank & Trust loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.59B |
| Pledged Loans and Leases | RCONG378 | $1.20B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $711.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $539.4M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $401.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $350.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $322.7M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $286.8M |
| Commercial and Industrial Loans | RCON1766 | $275.9M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $173.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $172.1M |
| Real Estate Loans Secured by Farmland | RCON1420 | $122.9M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $110.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $83.2M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $82.0M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $52.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $36.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $34.5M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $33.5M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $26.3M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $19.7M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $17.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $17.2M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $8.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $8.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $7.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $7.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $6.8M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $6.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $5.4M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $3.6M |
| Other Loans | RCONJ464 | $2.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $764K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $244K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $112K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $58.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $33.8M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $23.1M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $20.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $16.2M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $13.9M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $11.2M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $9.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $8.6M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $4.6M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $1.7M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $1.5M |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 333 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 205 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 178 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 165 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 140 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 133 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 124 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 87 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 78 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 77 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 34 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 33 |
Schedule RC-E: Deposit Liabilities (28 items)
About Schedule RC-E · American Bank & Trust deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $1.06B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $1.02B |
| Total Transaction Accounts | RCON2215 | $887.2M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $766.6M |
| Total Demand Deposits (See Note Below) | RCON2210 | $509.1M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $406.2M |
| Total reciprocal deposits | RCONJH83 | $266.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $251.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $246.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $239.9M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $221.3M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $219.1M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $187.6M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $170.9M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $170.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $166.3M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $157.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $122.5M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $120.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $96.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $66.0M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $43.2M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $27.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $22.7M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $12.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $5.0M |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $563K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $494K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Net Deferred Tax Assets | RCON2148 | $22.0M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $18.5M |
| Accrued Interest Receivable | RCONB556 | $16.4M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $8.1M |
| Other Assets | RCON2168 | $2.7M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $1.8M |
| Life Insurance Assets: Separate Account Life Insurance Assets | RCONK202 | $19K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $13.6M |
| Other Expenses Accrued and Unpaid | RCON3646 | $13.1M |
| All Other Liabilities | RCON2938 | $5.2M |
| Deferred Compensation Liabilities | RCONC011 | $2.8M |
| Operating lease liabilities | RCONLB56 | $2.2M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $79K |
Schedule RC-K: Quarterly Averages (19 items)
About Schedule RC-K · American Bank & Trust quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $2.28B |
| Quarterly Average of Total Loans | RCON3360 | $1.58B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $715.0M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $650.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $470.8M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $399.8M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $336.2M |
| Mortgage-backed Securities | RCONB559 | $292.2M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $271.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $248.1M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $240.0M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $141.6M |
| All Other Securities | RCONB560 | $41.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $27.4M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $12.3M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $7.1M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $6.7M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $1.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $92K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (9 items)
About Schedule RC-L · American Bank & Trust derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $199.5M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $184.6M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $48.1M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $27.5M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $18.6M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $14.7M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $2.1M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $2.1M |
| Unused Commitments - Credit Card Lines | RCON3815 | $484K |
Schedule RC-M: Memoranda (10 items)
About Schedule RC-M · American Bank & Trust memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $11.3M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $9.5M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $3.4M |
| Mortgage Servicing Assets | RCON3164 | $3.4M |
| All other intangible assets | RCONJF76 | $1.7M |
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $1.4M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $1.4M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF060 | $525K |
| Other Borrowings: with a Remaining Maturity of One Year or Less | RCONB571 | $525K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (15 items)
About Schedule RC-N · American Bank & Trust past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $8.6M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $8.4M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $2.8M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $1.3M |
| Additions to Nonaccrual Assets | RCONC410 | $767K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $635K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Past Due 30-89 Days and Still Accruing | RCON1594 | $635K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $612K |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $456K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $456K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $207K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $189K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $90K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $23K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $7K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (14 items)
About Schedule RC-O · American Bank & Trust other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unsecured Other Borrowings with a Remaining Maturity of One Year or Less | RCONG465 | $525K |
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $2.28B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $1.97B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $1.15B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $783.7M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $718.0M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $253.2M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $22.9M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $4.9M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 43,854 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 978 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 949 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 10 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (2 items)
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · American Bank & Trust regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $1.68B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (25 items)
About Schedule RC-R, Part I · American Bank & Trust regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $2.28B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $2.27B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $1.68B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $274.2M |
| Common Equity Tier 1 Capital | RCOAP859 | $256.0M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $256.0M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $256.0M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $245.5M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $158.6M |
| Retained Earnings | RCOAKW00 | $105.8M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$18.9M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$18.8M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $18.2M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $18.2M |
| Tier 2 Capital Before Deductions | RCOAP870 | $18.2M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $8.3M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $6.6M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $1.7M |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | $60K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1633 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1524 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1524 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1128 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0833 |
Schedule RC-R, Part II: Risk-Weighted Assets (71 items)
About Schedule RC-R, Part II · American Bank & Trust risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $1.68B |
| Total Risk-weighted Assets | RCONG641 | $1.68B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $1.41B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $1.41B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $1.37B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $1.29B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $1.25B |
| Unconditionally Cancellable Commitments | RCONS540 | $361.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $335.4M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $324.3M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $293.6M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $292.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $290.3M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $290.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $266.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $246.0M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $246.0M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $227.6M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $211.3M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $181.7M |
| Off-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a | RCONS496 | $156.1M |
| Total Off-balance Sheet Securitization Exposures | RCONS495 | $156.1M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $145.2M |
| Total All Other Assets | RCOND981 | $113.5M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $112.2M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $89.4M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $58.2M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $49.2M |
| Off-balance Sheet Securitization Exposures - Ssfa Risk Weight Exposure, by Calculation Method | RCONS498 | $48.3M |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Adjustments to Total Reported in Column a | RCONS481 | $37.5M |
| Total On-balance Sheet Securitization Exposures, Available-for-sale Securities | RCONS480 | $37.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $36.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $34.2M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $29.1M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $29.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $26.5M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$24.9M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $21.6M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $16.3M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $13.6M |
| Repo-style Transactions - 0 Pct Risk Weight Category | RCONS517 | $11.2M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $11.2M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $11.2M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $9.2M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $9.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $9.1M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $9.1M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $9.1M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $8.5M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $8.4M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $6.8M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $6.8M |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Ssfa Risk Weight Exposure, by Calculation Methodology | RCONS483 | $4.2M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $3.4M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $3.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $3.4M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $3.0M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $2.9M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $2.1M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $2.1M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $2.1M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $1.8M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $1.8M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $1.8M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $1.8M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $1.8M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $1.7M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $1.7M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $999K |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $426K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $370K |
Schedule RC-T: Fiduciary and Related Services (41 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $253.3M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $137.5M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $72.9M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $65.6M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $54.0M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $54.0M |
| Corporate Trust and Agency Accounts - Managed Assets | RCONB884 | $53.2M |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $50.7M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $29.8M |
| Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets | RCONJ253 | $21.9M |
| Corporate Trust and Agency Accounts - Non-managed Assets | RCONB885 | $21.8M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $13.3M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $13.3M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $6.2M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $2.7M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $1.5M |
| Income from Fiduciary Activities | RIAD4070 | $884K |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $285K |
| Personal Trust and Agency Accounts | RIADB904 | $226K |
| Other Retirement Accounts | RIADB907 | $225K |
| Gross Fees, Commissions and Other Fiduciary Income: Corporate Trust and Agency Accounts | RIADA479 | $108K |
| Employee Benefit-defined Contribution | RIADB905 | $16K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $14K |
| Custody and Safekeeping Accounts | RIADB909 | $10K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 521 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 250 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 250 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 133 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 107 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 76 |
| Corporate Trust and Agency Accounts - Number of Managed Accounts | RCONC001 | 49 |
| Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts | RCONJ254 | 44 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 34 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 34 |
| Corporate Trust and Agency Accounts - Number of Non-managed Accounts | RCONC002 | 16 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 10 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 8 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 6 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 5 |
| Other Fiduciary Accounts - Number of Managed Accounts | RCONB892 | 2 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $245.5M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $228.0M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $228.0M |
| Other Transactions with Stockholders (Including Parent Holding Company) | RIAD4415 | $8.0M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $3.2M |
| Other Comprehensive Income | RIADB511 | -$2.1M |
| Restatements Due to Corrections of Material Accounting Errors and Changes in Accounting Principles | RIADB507 | $3K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (9 items)
About Schedule RI-B, Part I · American Bank & Trust charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $125K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $70K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $54K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $39K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $32K |
| Recoveries on All Other Loans | RIAD4628 | $6K |
| Recoveries on Loans to Finance Agricultural Production and Other Loans to Farmers | RIAD4665 | $6K |
| Charge-offs on Loans to Credit Cards | RIADB514 | $1K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · American Bank & Trust changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $18.1M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $16.7M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $125K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$11K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (15 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.59B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $706.0M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $665.7M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $136.9M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $56.3M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $27.2M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $18.1M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $8.8M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $4.9M |
| Loans and Leases, Held for Investment, Unallocated, Allowance Balance | RCONJJ18 | $2.3M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $1.2M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $532K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $463K |
| Loans and Leases, Held for Investment, Credit cards, Amortized Cost | RCONJJ08 | $112K |
| Loans and Leases, Held for Investment, Credit cards, Allowance Balance | RCONJJ16 | $23K |
Schedule RI-E: Explanations (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4498 | $8.0M |
| First Itemized Statement Due to Corrections of Material Accounting Errors and Changes in Accounting Principles from Prior Years | RIADB526 | $3K |
Schedule SU: Supplemental Information (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $368.7M |
| Total Outstanding Principal Balance of Assets Sold by the Reporting Institution with Recourse or Other Seller Provided Credit Enhancements, But Not Securitized by the Reporting Institution | RCONFT10 | $156.1M |
American Bank & Trust call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the American Bank & Trust call report?
The American Bank & Trust call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does American Bank & Trust file?
American Bank & Trust files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the American Bank & Trust call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: American Bank & Trust has Federal Reserve RSSD ID 275358 and FDIC certificate number 1117. Either one finds its filings on the FFIEC Central Data Repository.
How often does American Bank & Trust file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
American Bank & Trust financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 1117) · FFIEC NIC profile (RSSD 275358)