American National Bank
American National Bank is an FDIC-insured commercial bank. On its most recent Q1 2025 call report, American National reported $452M in total assets against $387M in deposits. Returns are in line with industry norms at 0.83% ROA and 6.46% ROE; net interest margin is 2.89%. Regulatory capital is solid — 17.72% CET1 and 18.32% total risk-based capital ratio. Credit metrics are pristine, with nonperforming loans at just 0.00%. The bank operates from a single office.
Headquarters Profile
- Address
- 4301 N Federal Hwy, Oakland Park, FL 33308
- County
- Broward
- Metro Area
- MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- Fed District
- 5
- Established
- October 15, 1985
- Branches
- 1 domestic
- Employees (FTE)
- 29
- FDIC Cert
- 26398
- Fed RSSD
- 481430
Capital & Liquidity
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American National Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.
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Frequently asked about American National Bank
What are American National Bank's total assets?
As of the Q1 2026 filing, American National Bank reported total assets of $452.4 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is American National Bank headquartered?
American National Bank is headquartered in Oakland Park, FL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was American National Bank founded?
American National Bank was established in 1985, per the FDIC institution directory.
Is American National Bank FDIC-insured?
Yes. American National Bank is an FDIC-insured commercial bank (FDIC Certificate #26398). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates American National Bank?
American National Bank's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is American National Bank's CET1 capital ratio?
American National Bank reported a Common Equity Tier 1 (CET1) capital ratio of 17.72% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does American National Bank operate?
American National Bank operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is American National Bank's Texas Ratio?
American National Bank's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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