American National Bank-Fox Cities: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks American National Bank-Fox Cities of Appleton, WI against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.44% | 1.34% | +0.10% | 60th above |
| ROAE | 11.78% | 13.32% | -1.54% | 46th below |
| Net Interest Margin | 3.16% | 3.93% | -0.77% | 14th bottom |
| Efficiency Ratio | 54.44% | 61.13% | -6.69% | 71st above |
| PPNR / Avg Assets | 1.50% | 1.68% | -0.18% | 44th below |
| Yield on Earning Assets | 5.83% | 5.67% | +0.16% | 60th above |
| Cost of Funds | 2.80% | 1.88% | +0.92% | 9th bottom |
| Net Interest Spread | 2.31% | 3.32% | -1.01% | 8th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.09% | 0.94% | -0.85% | 74th above |
| NPA / Total Assets | 0.07% | 0.70% | -0.63% | 74th above |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 87th top |
| ACL / Total Loans | 1.03% | 1.28% | -0.25% | 29th below |
| ACL / NPLs (Coverage) | 1107.42% | 1546.32% | -438.90% | — |
| Texas Ratio | 0.54% | 7.34% | -6.80% | 79th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.59% | 12.14% | +1.45% | 79th top |
| Equity / Assets | 12.45% | 11.36% | +1.09% | 74th above |
| TCE / Tangible Assets | 12.45% | 11.08% | +1.37% | 77th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 94.52% | 80.66% | +13.86% | 20th bottom |
| Core Deposit Ratio | 55.45% | 86.86% | -31.41% | 1st bottom |
| Wholesale Funding Ratio | 5.49% | 5.04% | +0.45% | 35th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.64% | 6.84% | -3.20% | 44th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.80% | 7.92% | -2.12% | 53rd above |
| Deposit Growth (Y/Y) | 0.27% | 6.29% | -6.02% | 24th bottom |
See American National Bank-Fox Cities's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock American National Bank-Fox Cities, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full American National Bank-Fox Cities profile, how to read a UBPR, or how this data updates.