American National Bank-Fox Cities: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Other borrowed money climbed 63.8% in Q2 2026, from $14.5M to $23.8M. It was the largest change from Q1 2026 among the key lines here. Within Wisconsin, American National Bank-Fox Cities is 52nd of 153 on loan-to-deposit ratio, 94.52% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. American National Bank-Fox Cities sits 13.68 points higher, at 94.52% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $15.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $83.8M |
| Fed funds sold and reverse repos | $3.6M |
| Fed funds sold and reverse repos to assets | 0.83% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $23.8M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 5.49% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 94.52% |
| Net loans and leases to deposits | 93.54% |
| Loans and leases to core deposits | 98.18% |
| Core deposits to total deposits | 55.45% |
| Brokered deposits to total deposits | 40.81% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 87.03% | 62.27% | $0 | $10.0M |
| Q4 2023 | 93.33% | 61.93% | $0 | $25.0M |
| Q1 2024 | 90.24% | 52.70% | $0 | $22.0M |
| Q2 2024 | 92.94% | 52.05% | $0 | $27.0M |
| Q3 2024 | 91.94% | 53.59% | $0 | $27.0M |
| Q4 2024 | 86.55% | 52.92% | $0 | $9.5M |
| Q1 2025 | 89.87% | 52.18% | $0 | $11.5M |
| Q2 2025 | 89.57% | 52.19% | $0 | $14.5M |
| Q3 2025 | 90.28% | 52.69% | $0 | $14.5M |
| Q4 2025 | 93.40% | 56.24% | $0 | $14.5M |
| Q1 2026 | 90.94% | 54.40% | $0 | $14.5M |
| Q2 2026 | 94.52% | 55.45% | $0 | $23.8M |
American National Bank-Fox Cities liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock American National Bank-Fox Cities, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full American National Bank-Fox Cities profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 33812) · FFIEC NIC profile (RSSD 2051127)