Bank call report · Blue Springs, MO
America's Community Bank Call Report
BankRegReports is independent of America's Community Bank and never asks for online banking logins or passwords.
America's Community Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 179 reported line items, schedule by schedule (503 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 440857 |
| FDIC certificate number | 8893 |
| Total assets | $64.1M |
Official Q2 2026 call report PDF (FFIEC) →
America's Community Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (21 items)
About Schedule RC · America's Community Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $64.1M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $64.1M |
| Total Liabilities and Minority Interest | RCON2948 | $58.5M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $56.4M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $55.6M |
| Total Deposits | RCON2200 | $49.5M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $38.1M |
| Deposits: Noninterest-bearing | RCON6631 | $11.4M |
| Other Borrowed Money | RCON3190 | $8.6M |
| Interest-bearing Balances | RCON0071 | $6.5M |
| Total Equity Capital | RCON3210 | $5.6M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $5.6M |
| Undivided Profits and Capital Reserves | RCON3632 | $4.1M |
| Surplus | RCON3839 | $1.4M |
| Other Assets | RCON2160 | $958K |
| Allowance for Loan and Lease Losses | RCON3123 | $778K |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $690K |
| Other Liabilities, Total | RCON2930 | $432K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $292K |
| Common Stock | RCON3230 | $100K |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $73K |
Schedule RI: Income Statement (31 items)
About Schedule RI · America's Community Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $2.1M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $2.0M |
| Net Interest Income | RIAD4074 | $1.3M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $931K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $887K |
| Total Interest Expense | RIAD4073 | $833K |
| Total Noninterest Expense | RIAD4093 | $756K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $508K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $508K |
| Net Income (Loss) | RIAD4340 | $508K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $508K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $507K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $417K |
| Salaries and Employee Benefits | RIAD4135 | $347K |
| Other Noninterest Expense | RIAD4092 | $331K |
| Other Interest Expense | RIADGW44 | $191K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $116K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $115K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $109K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $85K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $78K |
| Provision for Loan and Lease Losses | RIAD4230 | $40K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $40K |
| Total Noninterest Income | RIAD4079 | $40K |
| Other Noninterest Income | RIADB497 | $36K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $33K |
| Other Interest Income | RIAD4518 | $30K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $15K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $4K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 9 |
Schedule RC-C, Part I: Loans and Leases (27 items)
About Schedule RC-C, Part I · America's Community Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $56.4M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $23.0M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $21.9M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $18.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $16.7M |
| Pledged Loans and Leases | RCONG378 | $14.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $12.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $12.1M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $10.3M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $8.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $7.6M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $5.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $4.4M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $2.9M |
| Commercial and Industrial Loans | RCON1766 | $2.8M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $1.1M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $1.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $978K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $560K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $460K |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $448K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $407K |
| Real Estate Loans Secured by Farmland | RCON1420 | $392K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $390K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $382K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $137K |
| Other Loans | RCONJ464 | $1K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $7.8M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $3.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $942K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $689K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $485K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $80K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 25 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 24 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 19 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 18 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 6 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 1 |
Schedule RC-E: Deposit Liabilities (24 items)
About Schedule RC-E · America's Community Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $38.1M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $38.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $16.5M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $13.9M |
| Total Transaction Accounts | RCON2215 | $11.4M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $11.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $10.7M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $10.5M |
| Total Brokered Deposits | RCON2365 | $10.5M |
| Total Demand Deposits (See Note Below) | RCON2210 | $10.3M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $9.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $6.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $6.3M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $6.3M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $4.4M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $4.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $3.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $3.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $2.2M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $1.4M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $1.1M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $1.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $1.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $479K |
Schedule RC-F: Other Assets (3 items)
Schedule RC-G: Other Liabilities (3 items)
Schedule RC-K: Quarterly Averages (12 items)
About Schedule RC-K · America's Community Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $64.3M |
| Quarterly Average of Total Loans | RCON3360 | $56.9M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $27.7M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $25.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $21.1M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $11.6M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $5.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $5.8M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $2.9M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $1.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $816K |
| All Other Securities | RCONB560 | $73K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (5 items)
About Schedule RC-L · America's Community Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $7.2M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $2.6M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $2.0M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $8K |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $2K |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · America's Community Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $6.3M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $6.3M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $2.2M |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (3 items)
About Schedule RC-N · America's Community Bank past due and nonaccrual loans, leases, and other assets trends
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · America's Community Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $64.3M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $49.9M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $34.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $13.7M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $5.3M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $835K |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $795K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 985 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 36 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 20 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 2 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (15 items)
About Schedule RC-R, Part I · America's Community Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $64.3M |
| Average total consolidated assets | RCOAKW03 | $64.3M |
| Total Assets | RCOA2170 | $64.1M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $11.9M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $11.9M |
| Common Equity Tier 1 Capital | RCOAP859 | $5.6M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $5.6M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $5.6M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $5.6M |
| Retained Earnings | RCOAKW00 | $4.1M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $1.5M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.1852 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0869 |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $5.6M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $5.5M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $5.5M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $465K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (2 items)
About Schedule RI-B, Part I · America's Community Bank charge-offs and recoveries on loans and leases trends
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · America's Community Bank changes in allowances for credit losses trends
America's Community Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the America's Community Bank call report?
The America's Community Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does America's Community Bank file?
America's Community Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the America's Community Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: America's Community Bank has Federal Reserve RSSD ID 440857 and FDIC certificate number 8893. Either one finds its filings on the FFIEC Central Data Repository.
How often does America's Community Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
America's Community Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 8893) · FFIEC NIC profile (RSSD 440857)