Bank call report · Johnstown, PA
Ameriserv Financial Bank Call Report
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Ameriserv Financial Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 389 reported line items, schedule by schedule (384 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 928618 |
| FDIC certificate number | 7542 |
| Total assets | $1.46B |
Official Q2 2026 call report PDF (FFIEC) →
Ameriserv Financial Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (28 items)
About Schedule RC · Ameriserv Financial Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $1.46B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $1.46B |
| Total Liabilities and Minority Interest | RCON2948 | $1.31B |
| Total Deposits | RCON2200 | $1.26B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $1.10B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.02B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.00B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $201.4M |
| Deposits: Noninterest-bearing | RCON6631 | $165.5M |
| Total Equity Capital | RCON3210 | $144.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $144.4M |
| Other Assets | RCON2160 | $101.2M |
| Held-to-maturity Securities, Total | RCON1754 | $85.8M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $85.7M |
| Undivided Profits and Capital Reserves | RCON3632 | $79.9M |
| Surplus | RCON3839 | $69.4M |
| Other Borrowed Money | RCON3190 | $38.6M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $17.1M |
| Interest-bearing Balances | RCON0071 | $14.1M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $13.8M |
| Intangible Assets | RCON2143 | $13.7M |
| Goodwill | RCON3163 | $13.6M |
| Allowance for Loan and Lease Losses | RCON3123 | $12.9M |
| Other Liabilities, Total | RCON2930 | $11.5M |
| Trading Assets, Total | RCON3545 | $8.6M |
| Accumulated Other Comprehensive Income | RCONB530 | -$7.5M |
| Common Stock | RCON3230 | $2.6M |
| Loans and Leases Held for Sale | RCON5369 | $760K |
Schedule RI: Income Statement (43 items)
About Schedule RI · Ameriserv Financial Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $35.5M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $29.0M |
| Total Noninterest Expense | RIAD4093 | $23.6M |
| Net Interest Income | RIAD4074 | $22.6M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $17.5M |
| Total Interest Expense | RIAD4073 | $12.9M |
| Salaries and Employee Benefits | RIAD4135 | $11.7M |
| Other Noninterest Expense | RIAD4092 | $9.4M |
| Total Noninterest Income | RIAD4079 | $8.9M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $8.0M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $8.0M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $6.4M |
| Net Income (Loss) | RIAD4340 | $6.4M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $6.4M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $6.3M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $4.4M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $3.8M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $3.6M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $3.3M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $2.5M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $2.5M |
| Other Noninterest Income | RIADB497 | $2.3M |
| Interest on Other Securities | RIAD4060 | $2.3M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $2.1M |
| Applicable Income Taxes | RIAD4302 | $1.6M |
| Other Interest Expense | RIADGW44 | $926K |
| Noninterest income: Fees and commissions from securities brokerage, investment banking, advisory, and underwriting activities | RIADHT73 | $790K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $577K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $549K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $460K |
| Other Interest Income | RIAD4518 | $363K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $324K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $287K |
| Noninterest income: Income from insurance activities | RIADHT74 | $281K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | -$77K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $60K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $49K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | -$41K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $9K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $9K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | $2K |
| Provision for Loan and Lease Losses | RIAD4230 | -$2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 275 |
Schedule RC-B: Securities (48 items)
About Schedule RC-B · Ameriserv Financial Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $24.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $22.5M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCONG312 | $4.6M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCONG313 | $4.3M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Amortized Cost | RCONG322 | $1.0M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Fair Value | RCONG323 | $1.0M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $212.1M |
| Pledged Securities | RCON0416 | $150.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $112.8M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $99.1M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $95.0M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $81.8M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $48.2M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $47.7M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Amortized Cost | RCONHT54 | $42.7M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $41.7M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Fair Value | RCONHT55 | $41.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $33.6M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $32.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $31.4M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $30.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $22.9M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $18.4M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $18.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $17.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $15.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $15.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $12.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $10.1M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $8.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $5.1M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $4.7M |
| Amortized Cost of Structured Notes | RCON8782 | $4.1M |
| Fair Value of Structured Notes | RCON8783 | $3.9M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $2.5M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $2.3M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCONK150 | $1.1M |
| Amortized Cost of Held-to-maturity Other Foreign Debt Securities | RCON1742 | $1.0M |
| Amortized Cost of Other Held-to-maturity Domestic Debt Securities | RCON1737 | $1.0M |
| Fair Value of Other Held-to-maturity Domestic Debt Securities | RCON1738 | $988K |
| Fair Value of Held-to-maturity Other Foreign Debt Securities | RCON1743 | $987K |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCONK151 | $979K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $752K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $642K |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities: Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCONK142 | $495K |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCONK143 | $478K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $407K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $151K |
Schedule RC-C, Part I: Loans and Leases (37 items)
About Schedule RC-C, Part I · Ameriserv Financial Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.02B |
| Pledged Loans and Leases | RCONG378 | $821.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $363.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $291.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $224.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $196.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $161.8M |
| Commercial and Industrial Loans | RCON1766 | $123.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $119.4M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $118.5M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $103.9M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $78.1M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $74.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $54.8M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $46.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $43.9M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $42.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $33.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $27.7M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $25.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $23.3M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $20.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $18.4M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $12.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $10.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $7.6M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $5.7M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Other Nonfarm Nonresidential Properties | RCONK162 | $2.2M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $2.2M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $2.0M |
| Other Loans | RCONJ464 | $1.7M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $1.4M |
| Real Estate Loans Secured by Farmland | RCON1420 | $1.4M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $436K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $113K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $72K |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $5K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $55.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $27.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $8.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $7.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $6.9M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $1.4M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $5K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 338 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 135 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 117 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 104 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 56 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 34 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 2 |
Schedule RC-E: Deposit Liabilities (26 items)
About Schedule RC-E · Ameriserv Financial Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $712.1M |
| Total Transaction Accounts | RCON2215 | $551.8M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $535.7M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $373.2M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $224.3M |
| Total Demand Deposits (See Note Below) | RCON2210 | $219.6M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $168.2M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $162.1M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $145.5M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $135.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $133.4M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $125.0M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $117.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $102.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $94.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $74.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $59.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $59.3M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $57.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $43.5M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $31.0M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $20.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $14.7M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $10.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $7.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $783K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $49.1M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $39.7M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $38.1M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $6.4M |
| Accrued Interest Receivable | RCONB556 | $6.0M |
| Prepaid Expenses | RCON2166 | $3.6M |
| Derivatives with a Position Fair Value Held for Purposes Other Than Trading | RCONC010 | $3.2M |
| Other Repossessed Assets (Net) | RCON1578 | $142K |
Schedule RC-G: Other Liabilities (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $5.8M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $3.5M |
| Derivatives with a Negative Fair Value Held for Purposes Other Than Trading | RCONC012 | $3.2M |
| Net Deferred Tax Liabilities | RCON3049 | $1.8M |
| Operating lease liabilities | RCONLB56 | $1.3M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $256K |
| Other Expenses Accrued and Unpaid | RCON3646 | $210K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · Ameriserv Financial Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $1.48B |
| Quarterly Average of Total Loans | RCON3360 | $1.02B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $597.2M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $452.1M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $271.1M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $265.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $253.5M |
| Mortgage-backed Securities | RCONB559 | $176.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $133.6M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $129.4M |
| All Other Securities | RCONB560 | $101.7M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $41.2M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $31.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $9.6M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $6.6M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $28K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (12 items)
About Schedule RC-L · Ameriserv Financial Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Off-balance Sheet Liabilities | RCON3430 | $207.2M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $207.2M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $141.1M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $103.4M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $66.2M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $30.6M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $24.3M |
| Other unused commitments: Loans to nondepository financial institutions | RCONPV11 | $6.7M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $5.7M |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $3.8M |
| Performance Standby Letters of Credit | RCON3821 | $3.2M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $956K |
Schedule RC-M: Memoranda (8 items)
About Schedule RC-M · Ameriserv Financial Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $20.8M |
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $15.3M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $15.3M |
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCONF065 | $2.4M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF063 | $2.3M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $814K |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF061 | $138K |
| All other intangible assets | RCONJF76 | $47K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (19 items)
About Schedule RC-N · Ameriserv Financial Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $7.7M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $4.3M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $3.0M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $2.8M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $2.0M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $2.0M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $651K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $644K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $589K |
| Debt Securities and Other Assets - Nonaccrual | RCON3507 | $470K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty -Loans Secured by Other Nonfarm Nonresidential Properties :Nonaccrual | RCONK119 | $161K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $161K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $127K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $106K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $104K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $59K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $59K |
| Additions to Nonaccrual Assets | RCONC410 | $45K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $11K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (14 items)
About Schedule RC-O · Ameriserv Financial Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $1.48B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $1.27B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $635.8M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $573.7M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $497.0M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $137.7M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $52.5M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $5.3M |
| Holdings of Long-term Unsecured Debt Issued by Other FDIC Insured Institutions | RCONK655 | $1.5M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 33,665 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 2,442 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 569 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 18 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (26 items)
About Schedule RC-R, Part I · Ameriserv Financial Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $1.48B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $1.46B |
| Total Assets | RCOA2170 | $1.46B |
| Unconditionally Cancellable Commitments | RCOAS540 | $144.7M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $144.4M |
| Common Equity Tier 1 Capital | RCOAP859 | $138.2M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $138.2M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $138.2M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $104.8M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $91.2M |
| Retained Earnings | RCOAKW00 | $79.9M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $72.0M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $13.7M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $13.6M |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $13.6M |
| Trading assets and trading liabilities (Schedule RC, sum of items 5 and 15). Report as a dollar amount in Column A and as a percentage of total assets (5% limit) in Column B | RCOAKX77 | $8.6M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$8.4M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$7.5M |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | $945K |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $47K |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP846 | -$13K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0946 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0719 |
| Trading assets and trading liabilities (Schedule HC, sum of items 5 and 15) | RCOAKX78 | 0.0059 |
Schedule RC-T: Fiduciary and Related Services (43 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $1.09B |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $925.1M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $535.9M |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $446.1M |
| Total Collective Investment Funds - Market Value of Fund Assets | RCONB946 | $438.9M |
| Employee Benefit-defined Benefit - Managed Assets | RCONB876 | $296.3M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $292.1M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $225.3M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $224.8M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $224.8M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $186.7M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $74.8M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $26.2M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $25.0M |
| Employee Benefit-defined Benefit - Non-managed Asssets | RCONB877 | $8.7M |
| Income from Fiduciary Activities | RIAD4070 | $4.9M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Non-managed Assets | RCONJ256 | $4.8M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $1.5M |
| Personal Trust and Agency Accounts | RIADB904 | $1.4M |
| Other Retirement Accounts | RIADB907 | $848K |
| Employee Benefit-defined Contribution | RIADB905 | $821K |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $779K |
| Employee Benefit-defined Benefit | RIADB906 | $686K |
| Custody and Safekeeping Accounts | RIADB909 | $260K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $84K |
| Other Fiduciary and Related Services Income | RIADB910 | $17K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 953 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 396 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 396 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 245 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 225 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 172 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 144 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 88 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 86 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 53 |
| Employee Benefit-defined Benefit - Number of Managed Accounts | RCONB878 | 38 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 29 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 20 |
| Total Collective Investment Funds - Number of Funds | RCONB945 | 13 |
| Employee Benefit-defined Benefit - Number of Non-managed Accounts | RCONB879 | 1 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Non-managed Accounts | RCONJ258 | 1 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $144.4M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $141.5M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $141.5M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $3.0M |
| Other Comprehensive Income | RIADB511 | -$448K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (10 items)
About Schedule RI-B, Part I · Ameriserv Financial Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $317K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $241K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $87K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $67K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $40K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $33K |
| Charge-offs on Automobile Loans | RIADK129 | $9K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries | RIADC898 | $6K |
| Other Construction Loans and All Land Development and Other Land Loans, Recoveries | RIADC894 | $5K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $3K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (9 items)
About Schedule RI-B, Part II · Ameriserv Financial Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $13.1M |
| Allowance for Loan and Lease Losses | RIAD3123 | $12.9M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $317K |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $90K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$82K |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $67K |
| Balance at end of current period, Available-for-sale debt securities | RIADJH99 | $30K |
| Provisions for credit losses, Available-for-sale debt securities | RIADJH96 | $30K |
| Provisions for credit losses, Held-to-maturity debt securities | RIADJH90 | -$23K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (15 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.02B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $517.8M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $300.3M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $143.3M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $44.3M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $12.9M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $10.0M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $7.4M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $3.0M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $1.9M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $525K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $107K |
| Held to Maturity Securities, Total | RCONJJ25 | $67K |
| Held to Maturity Securities, Other debt securities | RCONJJ24 | $66K |
| Held to Maturity Securities, Securities issued by states and poilitical subdivisions in the US | RCONJJ20 | $1K |
Schedule SU: Supplemental Information (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Assets Sold by the Reporting Institution with Recourse or Other Seller Provided Credit Enhancements, But Not Securitized by the Reporting Institution | RCONFT10 | $8.0M |
Ameriserv Financial Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Ameriserv Financial Bank call report?
The Ameriserv Financial Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Ameriserv Financial Bank file?
Ameriserv Financial Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Ameriserv Financial Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Ameriserv Financial Bank has Federal Reserve RSSD ID 928618 and FDIC certificate number 7542. Either one finds its filings on the FFIEC Central Data Repository.
How often does Ameriserv Financial Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Ameriserv Financial Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 7542) · FFIEC NIC profile (RSSD 928618)