Skip to main content

Anchor Bank: Core Deposit Ratio

92.34% Ranks #1,099 of 3,644 U.S. banks · 70th percentile

Data as of · sourced from FFIEC call reports. How we update

Anchor Bank reported a core deposit ratio of 92.34% as of Q2 2026, ranking #1,099 of 3,644 U.S. banks (70th percentile). That is up 2.65 percentage points from 89.68% a year earlier, and above the 88.85% median of the 741 Midsize Community Banks ($500M–$1B in assets). Core deposits are stable, low-cost funding, non-time deposits below the FDIC insurance threshold. The bedrock of the community-bank funding model.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 92.34%
Q1 2026 90.75%
Q4 2025 90.38%
Q3 2025 89.17%
Q2 2025 89.68%
Q1 2025 89.85%
Q4 2024 95.64%
Q3 2024 96.48%
Q2 2024 95.65%
Q1 2024 86.87%
Q4 2023 85.41%
Q3 2023 83.60%

National Context

Latest value 92.34%
National rank#1,099 of 3,644
Percentile 70th
12-quarter low83.60%
12-quarter high96.48%
Full rankingView leaderboard

What is the Core Deposit Ratio?

The Core Deposit Ratio measures 'core' deposits (total deposits less time deposits over $250,000 and less brokered deposits of $250,000 or less) as a percentage of total deposits. Core deposits are the most stable, lowest-cost funding source available to a bank.

Most US community banks report core deposit ratios between 75% and 95%. Above 90% indicates a strong franchise, likely consumer-checking-heavy or relationship-banking-heavy. Below 70% indicates significant wholesale funding reliance (brokered deposits or large time deposits).

Full definition & formula →

Frequently asked questions

What is Anchor Bank's Core Deposit Ratio?

Anchor Bank's Core Deposit Ratio was 92.34% as of Q2 2026, ranking #1099 of 3,644 U.S. banks.

What is the Core Deposit Ratio?

The Core Deposit Ratio measures 'core' deposits (total deposits less time deposits over $250,000 and less brokered deposits of $250,000 or less) as a percentage of total deposits. Core deposits are the most stable, lowest-cost funding source available to a bank.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Anchor Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 57931) · FFIEC NIC profile (RSSD 3342671)