Anchorage Digital Bank N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Tier 1 leverage ratio dropped 30.71 percentage points in Q2 2026, from 88.05% to 57.33%. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 57.33% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $42.3M |
| Tier 1 capital | $42.3M |
| Total risk-based capital | — |
| Total equity capital | $42.3M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 2.26% |
| Tangible equity to tangible assets | 2.26% |
| Equity capital to average assets | 2.69% |
| Internal capital growth rate | -220.13% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $2.0M |
| Common stock surplus | $16.0M |
| Retained earnings | $24.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 66.30% | 68.78% | 68.78% |
| Q4 2023 | 86.35% | 87.55% | 87.55% |
| Q1 2024 | 91.39% | 82.30% | 82.30% |
| Q2 2024 | 84.52% | 81.01% | 81.01% |
| Q3 2024 | 81.19% | 80.05% | 80.05% |
| Q4 2024 | 91.00% | 90.19% | 90.19% |
| Q1 2025 | 90.70% | 86.16% | 86.16% |
| Q2 2025 | 92.61% | 91.79% | 91.79% |
| Q3 2025 | 95.06% | 87.90% | 87.90% |
| Q4 2025 | 6.01% | 9.14% | 9.14% |
| Q1 2026 | 88.05% | 8.19% | 8.19% |
| Q2 2026 | 57.33% | 2.26% | 2.26% |
Anchorage Digital Bank N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Anchorage Digital Bank N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Anchorage Digital Bank N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 5561001)