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Anchorage Digital Bank N.A.

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Sioux Falls, SD $1B to $10B in assets RSSD #5561001 Routing #091409856

Data as of · sourced from FFIEC call reports. How we update

Anchorage Digital Bank N.A. is an FDIC-insured bank headquartered in Sioux Falls, SD. At Q2 2026 it reported total assets of $1.87B.

Charter
Bank
Deposit insurance
FDIC
FDIC certificate
Not reported
Headquarters
Sioux Falls, SD
Established
Not reported
Total assets, Q2 2026
$1.87B
Capital ratio
Not reported
Domestic offices
Not reported
Routing number
091409856
Latest call report
Q2 2026, FFIEC 051 · Anchorage Digital Bank N.A. call report
Assets
$1.87B
Deposits
$0
Loans
$0
Equity
$42.3M

Anchorage Digital Bank N.A. is one of the more profitable banks of its size. The Sioux Falls, South Dakota bank had $1.9 billion in assets at June 30, 2026, against $72 million a year earlier. It earns about $2.17 a year on every $100 of assets, higher than about 9 in 10 of the 895 banks with $1 billion to $10 billion in assets (median $1.29). It also funds 57.33% of its assets with Tier 1 capital, 5.5 times the median of 10.52% for banks its size.

Earnings jumped: net income for the quarter was $8.5 million, 32% above the same quarter a year earlier.

As of June 30, 2026, Anchorage Digital Bank N.A. reported a return on assets of 2.17% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.

Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 63.8% to $1.87B. By the capital ratios in its Q2 2026 call report, Anchorage Digital Bank N.A. meets the community bank leverage ratio test for well capitalized.

Headquarters Profile

Metro Area
Sioux Falls, SD-MN
Federal Reserve member
—
Federal Reserve district
District 9, Minneapolis
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Employees (FTE)
165
Domestic deposits
$0
Allowance for credit losses
$0
Net charge-offs (YTD)
$0
Average total assets
$1.57B
Average total loans
$0
Average interest-bearing deposits
$0
Fed RSSD
5561001

Profitability

Q2 annualized
Return on Assets2.17%YTD 2.40%
Return on Equity50.11%YTD 42.79%
Net Interest Margin3.47%YTD 3.46%

Balance Sheet

Total liabilities$1.83B
Cash & balances due$58.5M
Securities, available-for-sale$21.6M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$8.5M
Net interest income YTD$22.2M
Total interest income YTD$22.2M
Total interest expense YTD$0
Provision for credit losses YTD$33K

Operating & Funding

Total noninterest income YTD$35.3M
Total noninterest expense YTD$36.4M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Anchorage Digital Bank N.A. reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures

Quarterly trends

Anchorage Digital Bank N.A.'s total assets moved between a low of $34.3M (Q4 2023) and a high of $1.87B (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$1.87B total assets against $71.7M; $1.83B total liabilities against $5.9M.

Loans and leases against deposits

$0 net loans and leases against $0; $0 total deposits against $0.

Securities and cash

$1.64B securities against $38.1M; $58.5M cash and balances due against $23.2M.

Interest income against interest expense

$13.3M total interest income against $576K; $0 total interest expense against $0.

Net interest income

$13.3M net interest income against $576K.

Noninterest income against noninterest expense

$18.9M total noninterest income against $14.8M; $20.6M total noninterest expense against $6.5M.

Provision for credit losses

$274K provision for credit losses against $0.

Net income

$8.5M net income against $6.4M.

Return on assets and net interest margin

2.17% return on assets against 36.28%; 3.47% net interest margin against 3.81%.

CET1 and Tier 1 leverage ratios

57.33% tier 1 leverage ratio against 92.61%.

Inside the full Anchorage Digital Bank N.A. terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Quarterly trend: last 8 quarters

From Q3 2024 to Q2 2026, its return on assets ran from 2.17% (Q2 2026) to 45.46% (Q3 2025) and its net interest margin ran from 2.52% (Q4 2024) to 3.81% (Q2 2025).

Quarter Leverage ROA NPL Texas NIM
Q2 2026 57.33% 2.17% — 0.00% 3.47%
Q1 2026 88.05% 2.74% — 0.00% 3.45%
Q4 2025 6.01% 3.03% — 0.00% 3.40%
Q3 2025 95.06% 45.46% — 0.00% 3.71%
Q2 2025 92.61% 36.28% — 0.00% 3.81%
Q1 2025 90.70% 39.12% — 0.00% 3.14%
Q4 2024 91.00% 39.78% — 0.00% 2.52%
Q3 2024 81.19% 26.10% — 0.00% 2.74%

Swipe the table sideways to see every column.

Regulatory record

Facts as filed or published, not a rating.

Enforcement actions
1 against the institution (OCC)
  • April 21, 2022, OCC: Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): Anchorage Digital Bank National Association
Period: Most recent institution action April 21, 2022. Source: FDIC, Federal Reserve and OCC enforcement releases.
Not on file
Deposit market share, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Anchorage Digital Bank N.A.: regulatory capital profile · BankRegReports

Frequently asked about Anchorage Digital Bank N.A.

What are Anchorage Digital Bank N.A.'s total assets?

As of the Q2 2026 filing, Anchorage Digital Bank N.A. reported total assets of $1.87 billion in its FFIEC call report.

Where is Anchorage Digital Bank N.A. headquartered?

It is headquartered in Sioux Falls, SD, United States.

What is Anchorage Digital Bank N.A.'s Texas Ratio?

Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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