Bank call report · Andover, KS
Andover State Bank Call Report
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Andover State Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 315 reported line items, schedule by schedule (740 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 225054 |
| FDIC certificate number | 16410 |
| Total assets | $232.2M |
Official Q2 2026 call report PDF (FFIEC) →
Andover State Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (26 items)
About Schedule RC · Andover State Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $232.2M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $232.2M |
| Total Liabilities and Minority Interest | RCON2948 | $212.1M |
| Total Deposits | RCON2200 | $208.2M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $188.8M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $186.5M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $177.9M |
| Deposits: Noninterest-bearing | RCON6631 | $30.3M |
| Total Equity Capital | RCON3210 | $20.1M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $20.1M |
| Undivided Profits and Capital Reserves | RCON3632 | $18.1M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $16.3M |
| Federal Funds Sold | RCONB987 | $13.7M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $5.7M |
| Other Assets | RCON2160 | $3.4M |
| Other Real Estate Owned | RCON2150 | $2.9M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $2.8M |
| Other Borrowed Money | RCON3190 | $2.5M |
| Allowance for Loan and Lease Losses | RCON3123 | $2.3M |
| Other Liabilities, Total | RCON2930 | $1.3M |
| Common Stock | RCON3230 | $1.0M |
| Surplus | RCON3839 | $1.0M |
| Loans and Leases Held for Sale | RCON5369 | $871K |
| Perpetual Preferred Stock and Related Surplus | RCON3838 | $500K |
| Accumulated Other Comprehensive Income | RCONB530 | -$484K |
| Direct and Indirect Investments in Real Estate Ventures | RCON3656 | $40K |
Schedule RI: Income Statement (36 items)
About Schedule RI · Andover State Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $6.6M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $6.1M |
| Net Interest Income | RIAD4074 | $4.3M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $3.6M |
| Total Noninterest Expense | RIAD4093 | $3.1M |
| Total Interest Expense | RIAD4073 | $2.4M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.7M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $1.6M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $1.6M |
| Salaries and Employee Benefits | RIAD4135 | $1.6M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $1.2M |
| Net Income (Loss) | RIAD4340 | $1.2M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $1.2M |
| Other Noninterest Expense | RIAD4092 | $1.2M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $940K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $888K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $704K |
| Total Noninterest Income | RIAD4079 | $520K |
| Applicable Income Taxes | RIAD4302 | $391K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $330K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $328K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $283K |
| Other Noninterest Income | RIADB497 | $243K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $212K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $207K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $87K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $87K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $78K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $66K |
| Interest on Other Securities | RIAD4060 | $45K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $45K |
| Other Interest Expense | RIADGW44 | $37K |
| Provision for Loan and Lease Losses | RIAD4230 | $33K |
| Other Interest Income | RIAD4518 | $28K |
| Noninterest income: Fees and commissions from securities brokerage, investment banking, advisory, and underwriting activities | RIADHT73 | $4K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 30 |
Schedule RC-B: Securities (23 items)
About Schedule RC-B · Andover State Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $16.9M |
| Pledged Securities | RCON0416 | $5.3M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $4.9M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $4.8M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $4.5M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $4.2M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $3.9M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $3.8M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $3.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $3.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $3.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $2.5M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $2.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $2.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $2.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $2.1M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $1.5M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $1.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $1.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $872K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $868K |
| Amortized Cost of Structured Notes | RCON8782 | $500K |
| Fair Value of Structured Notes | RCON8783 | $494K |
Schedule RC-C, Part I: Loans and Leases (31 items)
About Schedule RC-C, Part I · Andover State Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $189.7M |
| Pledged Loans and Leases | RCONG378 | $67.7M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $54.8M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $50.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $50.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $44.8M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $39.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $31.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $27.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $18.5M |
| Commercial and Industrial Loans | RCON1766 | $16.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $16.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $11.1M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $10.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $10.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $9.4M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $8.7M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $5.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $5.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $4.6M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $3.2M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $2.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $2.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $1.1M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $937K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $648K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $566K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $566K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $242K |
| Real Estate Loans Secured by Farmland | RCON1420 | $230K |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $38K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (20 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $19.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $4.0M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $2.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $2.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $1.5M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $196K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $196K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $38K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $28K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $6K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 52 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 45 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 24 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 18 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 17 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 5 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 2 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 1 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 1 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 1 |
Schedule RC-E: Deposit Liabilities (32 items)
About Schedule RC-E · Andover State Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $141.6M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $134.6M |
| Total Transaction Accounts | RCON2215 | $66.6M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $62.7M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $60.9M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $41.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $29.5M |
| Total Demand Deposits (See Note Below) | RCON2210 | $29.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $24.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $20.7M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $19.1M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $18.9M |
| Total reciprocal deposits | RCONJH83 | $17.6M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $15.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $12.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $9.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $9.2M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $7.0M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $6.4M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $6.4M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $4.8M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $4.8M |
| Total Brokered Deposits | RCON2365 | $4.8M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $4.7M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $3.2M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $1.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $1.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $1.0M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $991K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $572K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $287K |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $71K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $1.0M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $937K |
| Accrued Interest Receivable | RCONB556 | $728K |
| Net Deferred Tax Assets | RCON2148 | $500K |
| Other Assets | RCON2168 | $205K |
| Prepaid Expenses | RCON2166 | $205K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $563K |
| All Other Liabilities | RCON2938 | $447K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $241K |
| Second Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3553 | $179K |
| Deferred Compensation Liabilities | RCONC011 | $116K |
| Other Expenses Accrued and Unpaid | RCON3646 | $93K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Andover State Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $230.1M |
| Quarterly Average of Total Loans | RCON3360 | $193.1M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $117.9M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $76.7M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $54.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $49.1M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $34.6M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $16.3M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $16.0M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $15.0M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $6.5M |
| All Other Securities | RCONB560 | $5.7M |
| Mortgage-backed Securities | RCONB559 | $4.0M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $2.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $1.1M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)
About Schedule RC-L · Andover State Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $7.2M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $6.7M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $6.4M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $3.9M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $3.4M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $1K |
Schedule RC-M: Memoranda (4 items)
About Schedule RC-M · Andover State Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Real Estate Owned: Multifamily (5 or More) Residential Properties in Domestic Offices | RCON5511 | $2.9M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $2.5M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $1.7M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (5 items)
About Schedule RC-N · Andover State Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Additions to Nonaccrual Assets | RCONC410 | $2.9M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $1.3M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $1.2M |
| All Other Loans - Nonaccrual | RCON5461 | $38K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $6K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Andover State Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $230.3M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $208.8M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $126.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $79.2M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $20.4M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $2.7M |
| Holdings of Long-term Unsecured Debt Issued by Other FDIC Insured Institutions | RCONK655 | $1.5M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $545K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 9,738 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 114 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 82 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 2 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Andover State Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · Andover State Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $230.1M |
| Average total consolidated assets | RCOAKW03 | $230.1M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $195.1M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $23.0M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $20.6M |
| Common Equity Tier 1 Capital | RCOAP859 | $20.1M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $20.1M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $19.6M |
| Retained Earnings | RCOAKW00 | $18.1M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $2.4M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $2.4M |
| Tier 2 Capital Before Deductions | RCOAP870 | $2.4M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $2.0M |
| Additional Tier 1 Capital | RCOAP865 | $500K |
| Additional Tier 1 Capital Before Deductions | RCOAP863 | $500K |
| Additional Tier 1 Capital Instruments Plus Related Surplus | RCOAP860 | $500K |
| Accumulated Other Comprehensive Income | RCOAB530 | -$484K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$484K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.118 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1055 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.103 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0895 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.038 |
Schedule RC-R, Part II: Risk-Weighted Assets (56 items)
About Schedule RC-R, Part II · Andover State Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $195.3M |
| Total Risk-weighted Assets | RCONG641 | $195.1M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $151.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $151.3M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $140.1M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $129.7M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $129.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $59.5M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $59.5M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $57.8M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $57.2M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $29.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $24.1M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $24.1M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $16.3M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $13.7M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $13.7M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $13.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $10.1M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $10.1M |
| Total All Other Assets | RCOND981 | $9.1M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $8.4M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $8.2M |
| Risk-weighted Assets by Risk-weighted Category - 1250 Pct Risk Weight Category | RCONS579 | $7.5M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $6.5M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $6.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $6.2M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $5.7M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $5.1M |
| Unconditionally Cancellable Commitments | RCONS540 | $5.0M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $4.8M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $4.0M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $3.4M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $3.4M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $3.4M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$3.0M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $2.0M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $1.9M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $1.7M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $1.5M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $1.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $1.3M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $1.3M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $1.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $1.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $1.2M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $937K |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $871K |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $871K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $647K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$646K |
| Off-balance Sheet Securitization Exposures - 1250 Pct Risk Weight Exposure, by Calculation Method | RCONS497 | $600K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 1250 Pct Risk Weight Category | RCONS568 | $600K |
| Total Off-balance Sheet Securitization Exposures | RCONS495 | $600K |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $382K |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $57K |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $20.1M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $19.1M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $19.1M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $225K |
| Other Comprehensive Income | RIADB511 | -$15K |
| Cash Dividends Declared on Preferred Stock | RIAD4470 | $7K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Andover State Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $2.3M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $2.3M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $54K |
Schedule SU: Supplemental Information (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Assets Sold by the Reporting Institution with Recourse or Other Seller Provided Credit Enhancements, But Not Securitized by the Reporting Institution | RCONFT10 | $21.9M |
Andover State Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Andover State Bank call report?
The Andover State Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Andover State Bank file?
Andover State Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Andover State Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Andover State Bank has Federal Reserve RSSD ID 225054 and FDIC certificate number 16410. Either one finds its filings on the FFIEC Central Data Repository.
How often does Andover State Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Andover State Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 16410) · FFIEC NIC profile (RSSD 225054)