Applied Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits dropped 9.24 percentage points in Q2 2026, from 36.10% to 26.86%. It was the largest change from Q1 2026 among the key lines here. Within Delaware, Applied Bank is 11th of 16 on total deposits, $228.6M as of Q2 2026. The median for banks in the $100M-1B asset tier is $276.0M on total deposits. Applied Bank sits 17% lower, at $228.6M (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $228.6M |
| Domestic office deposits | $228.6M |
| Foreign office deposits | — |
| Deposits to total assets | 83.39% |
| Deposits to total liabilities | 99.57% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $119.7M |
| Savings deposits | $14.8M |
| Transaction accounts to domestic deposits | 88.33% |
| Time deposits | $199 |
| Time deposits under $100k | $234K |
| Time deposits $100k to $250k | $220K |
| Time deposits over $250k | $0 |
| Noninterest-bearing share of deposits | 26.86% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $228.6M |
| Core deposits to total deposits | 100.00% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 0.76% |
| Interest expense on deposits | $290K |
| Loans and leases to core deposits | 24.33% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $159.5M | 100.00% | 0.00% | 0.05% |
| Q4 2023 | $178.1M | 100.00% | 0.00% | 0.04% |
| Q1 2024 | $170.8M | 100.00% | 0.00% | 0.05% |
| Q2 2024 | $172.6M | 100.00% | 0.00% | 0.05% |
| Q3 2024 | $230.3M | 100.00% | 0.00% | 0.05% |
| Q4 2024 | $218.0M | 100.00% | 0.00% | 0.05% |
| Q1 2025 | $233.5M | 100.00% | 0.00% | 0.05% |
| Q2 2025 | $227.5M | 100.00% | 0.00% | 0.05% |
| Q3 2025 | $217.8M | 100.00% | 0.00% | 0.05% |
| Q4 2025 | $220.8M | 100.00% | 0.00% | 0.05% |
| Q1 2026 | $214.4M | 100.00% | 0.00% | 0.11% |
| Q2 2026 | $228.6M | 100.00% | 0.00% | 0.76% |
Applied Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Applied Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Applied Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34193) · FFIEC NIC profile (RSSD 2467670)