Applied Bank Routing Number (ABA): 031100966

Applied Bank at a glance

Total assets, Q2 2026

$274.1M

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

2 FDIC institution directory, current count

Latest call report

Q2 2026, FFIEC 051

Established

1996

Full financial profile · Is Applied Bank safe? · Applied Bank call report · Branch locations

What the digits mean

The first two digits, 03, place this number in the Federal Reserve Bank of Philadelphia's district (District 3). Digits five through eight, 0096, identify the institution within that district. The last digit, 6, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Applied Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Applied Bank checks or in its online banking. Ask the bank for wire instructions (www.appliedbank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Applied Bank

Applied Bank is headquartered in Wilmington, Delaware and was established in 1996. It is in the PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD metro area. It reported $274.1M in total assets and $228.6M in deposits for Q2 2026, the 12th largest of the 16 banks headquartered in Delaware. It reports 2 domestic offices. Its deposits have been FDIC insured since 1996. Its primary federal regulator is the FDIC. 24 other banks and credit unions headquartered in Wilmington have a routing number listed here.

What the digits in 031100966 mean

The first four digits, 0311, are the Federal Reserve routing symbol. The prefix 03 places the number in the 3rd Federal Reserve District (Philadelphia). That is also the district where the bank is headquartered. Digits five through eight, 0096, identify the institution within its Federal Reserve district. The last digit, 6, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 10 + 7 x 9 + 7 = 100, a multiple of 10, so 031100966 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Applied Bank routing number?

The Applied Bank routing number is 031100966. It is the primary ABA routing transit number registered to Applied Bank, headquartered in Wilmington, DE. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the Applied Bank wire routing number?

This page lists the primary routing number registered to Applied Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Applied Bank before sending a wire.

Is ABA number 031100966 the routing number for Applied Bank?

Yes. It is the primary routing number registered to Applied Bank.

Which bank uses routing number 031100966?

It belongs to Applied Bank, headquartered in Wilmington, DE. It is the bank's primary ABA routing number (FDIC certificate 34193).

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