Arbor Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Arbor Bank of Nebraska City, NE against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Ahead of the peer average, behind the median peer. | 1.27% | 1.25% | +0.02% | 49th below |
| ROAE | 14.95% | 12.22% | +2.73% | 65th above |
| Net Interest Margin | 4.19% | 3.95% | +0.24% | 63rd above |
| Efficiency Ratio | 70.75% | 63.71% | +7.04% | 25th below |
| PPNR / Avg Assets | 1.40% | — | — | 38th below |
| Yield on Earning Assets | 6.01% | 5.67% | +0.34% | 68th above |
| Cost of Funds | 1.94% | 1.87% | +0.07% | 40th below |
| Net Interest Spread | 3.52% | — | — | 60th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.03% | 0.88% | +0.15% | 27th below |
| NPA / Total Assets | 0.88% | — | — | 23rd bottom |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 73rd above |
| ACL / Total Loans | 0.99% | — | — | 24th bottom |
| ACL / NPLs (Coverage) | 95.89% | — | — | 26th below |
| Texas Ratio | 9.19% | 5.96% | +3.23% | 20th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.02% | 17.18% | -6.16% | 8th bottom |
| Tier 1 Ratio | 11.02% | 17.21% | -6.19% | 8th bottom |
| Total Capital Ratio | 12.06% | — | — | 8th bottom |
| Leverage Ratio | 8.69% | 11.75% | -3.06% | 8th bottom |
| Equity / Assets | 8.70% | 10.98% | -2.28% | 22nd bottom |
| TCE / Tangible Assets | 8.70% | — | — | 25th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 98.26% | 80.44% | +17.82% | 14th bottom |
| Core Deposit Ratio | 96.09% | 86.95% | +9.14% | 89th top |
| Wholesale Funding Ratio | 4.28% | — | — | 43rd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 11.49% | — | — | 87th top |
| Loan Growth (Y/Y) | 12.24% | — | — | 80th top |
| Deposit Growth (Y/Y) | 9.17% | — | — | 79th top |
See Arbor Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Arbor Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Arbor Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Arbor Bank peer analysis.