Arbor Bank Routing Number (ABA): 104900527

Arbor Bank at a glance

Its CET1 capital ratio was 11.02% at Q2 2026, above regulatory requirements.

Total assets, Q2 2026

$701.7M

CET1 ratio, Q2 2026

11.02%

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

6 FDIC institution directory, current count

Latest call report

Q2 2026, FFIEC 051

Established

1991

Full financial profile · Is Arbor Bank safe? · Arbor Bank call report · Branch locations

What the digits mean

The first two digits, 10, place this number in the Federal Reserve Bank of Kansas City's district (District 10). Digits five through eight, 0052, identify the institution within that district. The last digit, 7, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Arbor Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Arbor Bank checks or in its online banking. Ask the bank for wire instructions (http://www.arborbanking.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Arbor Bank

Arbor Bank is headquartered in Nebraska City, Nebraska and was established in 1991. It reported $701.7M in total assets and $607.8M in deposits for Q2 2026, the 25th largest of the 138 banks headquartered in Nebraska. It reports 6 domestic offices. Its deposits have been FDIC insured since 1991. Its primary federal regulator is the FDIC.

What the digits in 104900527 mean

The first four digits, 1049, are the Federal Reserve routing symbol. The prefix 10 places the number in the 10th Federal Reserve District (Kansas City). That is also the district where the bank is headquartered. Digits five through eight, 0052, identify the institution within its Federal Reserve district. The last digit, 7, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 15 + 7 x 2 + 11 = 70, a multiple of 10, so 104900527 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Arbor Bank routing number?

The Arbor Bank routing number is 104900527. It is the primary ABA routing transit number registered to Arbor Bank, headquartered in Nebraska City, NE. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the Arbor Bank wire routing number?

This page lists the primary routing number registered to Arbor Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Arbor Bank before sending a wire.

Is ABA number 104900527 the routing number for Arbor Bank?

Yes. It is the primary routing number registered to Arbor Bank.

Which bank uses routing number 104900527?

It belongs to Arbor Bank, headquartered in Nebraska City, NE. It is the bank's primary ABA routing number (FDIC certificate 33450).

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