Arcadian Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits dropped 2.43 percentage points in Q2 2026, from 20.36% to 17.93%. It was the largest change from Q1 2026 among the key lines here. Arcadian Bank ranks 104th of 221 Minnesota banks on total deposits, in the upper half at $206.1M (Q2 2026). The median for banks in the $100M-1B asset tier is $277.3M on total deposits. Arcadian Bank sits 26% lower, at $206.1M (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $206.1M |
| Domestic office deposits | $206.1M |
| Foreign office deposits | — |
| Deposits to total assets | 85.10% |
| Deposits to total liabilities | 96.49% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $36.3M |
| Savings deposits | $50.8M |
| Transaction accounts to domestic deposits | 50.31% |
| Time deposits | $25K |
| Time deposits under $100k | $29.4M |
| Time deposits $100k to $250k | $12.1M |
| Time deposits over $250k | $10.1M |
| Noninterest-bearing share of deposits | 17.93% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $177.9M |
| Core deposits to total deposits | 86.34% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $18.1M |
| Brokered deposits to total deposits | 8.77% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.29% |
| Interest expense on deposits | $951K |
| Loans and leases to core deposits | 93.03% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $174.5M | 92.45% | 3.81% | 2.06% |
| Q4 2023 | $181.3M | 90.13% | 5.34% | 2.32% |
| Q1 2024 | $184.0M | 88.18% | 6.61% | 2.36% |
| Q2 2024 | $187.3M | 86.73% | 8.30% | 2.53% |
| Q3 2024 | $177.4M | 89.66% | 5.09% | 2.65% |
| Q4 2024 | $186.5M | 88.52% | 6.73% | 2.68% |
| Q1 2025 | $190.5M | 89.79% | 5.54% | 2.25% |
| Q2 2025 | $191.4M | 87.38% | 7.47% | 2.31% |
| Q3 2025 | $200.8M | 84.68% | 10.51% | 2.35% |
| Q4 2025 | $200.4M | 88.29% | 6.91% | 2.34% |
| Q1 2026 | $204.2M | 86.61% | 8.13% | 2.25% |
| Q2 2026 | $206.1M | 86.34% | 8.77% | 2.29% |
Arcadian Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Arcadian Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Arcadian Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10561) · FFIEC NIC profile (RSSD 1007752)