Arcadian Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Arcadian Bank of Hartland, MN against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.25% | 1.35% | +0.90% | 91st top |
| ROAE | 19.10% | 12.05% | +7.05% | 84th top |
| Net Interest Margin | 4.61% | 3.90% | +0.71% | 83rd top |
| Efficiency Ratio | 51.85% | 63.15% | -11.30% | 77th top |
| PPNR / Avg Assets | 2.31% | 1.64% | +0.67% | 84th top |
| Yield on Earning Assets | 6.39% | 5.65% | +0.74% | 84th top |
| Cost of Funds | 1.94% | 1.85% | +0.09% | 40th below |
| Net Interest Spread | 4.03% | 3.35% | +0.68% | 84th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.77% | 0.92% | -0.15% | 35th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.58% | 0.67% | -0.09% | 34th below |
| NCO / Avg Loans | -0.00% | 0.15% | -0.15% | 77th top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.24% | 1.28% | -0.04% | 55th above |
| ACL / NPLs (Coverage) | 160.65% | 1645.77% | -1485.12% | 42nd below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.82% | 7.15% | -2.33% | 43rd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 12.01% | 12.46% | -0.45% | 65th above |
| Equity / Assets | 11.80% | 11.67% | +0.13% | 69th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 11.24% | 11.40% | -0.16% | 66th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 88.48% | 78.64% | +9.84% | 32nd below |
| Core Deposit Ratio | 86.34% | 87.09% | -0.75% | 36th below |
| Wholesale Funding Ratio | 2.89% | 5.11% | -2.22% | 57th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.78% | 6.47% | +0.31% | 67th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.33% | 7.64% | -1.31% | 56th above |
| Deposit Growth (Y/Y) | 7.69% | 6.02% | +1.67% | 74th above |
See Arcadian Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Arcadian Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Arcadian Bank profile, how to read a UBPR, or how this data updates.