Arlo Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Arlo Bank of Springfield, MO against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.56% | 1.25% | -0.69% | 13th bottom |
| ROAE | 3.61% | 12.22% | -8.61% | 9th bottom |
| Net Interest Margin | 3.14% | 3.95% | -0.81% | 13th bottom |
| Efficiency Ratio | 65.94% | 63.71% | +2.23% | 36th below |
| PPNR / Avg Assets | 1.02% | — | — | 20th bottom |
| Yield on Earning Assets | 6.45% | 5.67% | +0.78% | 86th top |
| Cost of Funds | 3.60% | 1.87% | +1.73% | 1st bottom |
| Net Interest Spread | 2.65% | — | — | 18th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.88% | -0.88% | 94th top |
| NPA / Total Assets | 0.32% | — | — | 50th above |
| NCO / Avg Loans | 0.86% | 0.15% | +0.71% | 4th bottom |
| ACL / Total Loans | 1.00% | — | — | 26th below |
| Texas Ratio | 2.41% | 5.96% | -3.55% | 53rd above |
| Provision / NCO | 46.05% | — | — | 31st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.53% | 11.75% | +1.78% | 78th top |
| Equity / Assets | 14.27% | 10.98% | +3.29% | 85th top |
| TCE / Tangible Assets | 12.66% | — | — | 78th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.92% | 80.44% | +3.48% | 43rd below |
| Core Deposit Ratio | 68.82% | 86.95% | -18.13% | 5th bottom |
| Wholesale Funding Ratio | 0.98% | — | — | 82nd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 70.90% | — | — | 99th top |
| Loan Growth (Y/Y) | 86.04% | — | — | 100th top |
| Deposit Growth (Y/Y) | 93.87% | — | — | 100th top |
See Arlo Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Arlo Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Arlo Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Arlo Bank peer analysis.