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Bank routing number ยท Springfield, Missouri

Arlo Bank Routing Number (ABA): 286573351

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The Arlo Bank routing number is 286573351. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.

Primary ABA / RTN
286573351

Arlo Bank at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 13.53% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026
$269.1M
Tier 1 leverage ratio, Q2 2026
13.53%
Deposit insurance
FDIC
Regulator
FDIC
Domestic offices
1 FDIC institution directory, current count
Latest call report
Q2 2026, FFIEC 051
Established
1923

Full financial profile · Is Arlo Bank safe? · Arlo Bank call report · Branch locations

Arlo Bank routing numbers on file

Routing number Type Status Source
286573351 Primary ABA Active FFIEC NIC

Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Arlo Bank publishes any other numbers it uses itself.

What the digits mean

The first two digits, 28, place this number in the Federal Reserve Bank of St. Louis's district (District 8): prefixes 21 to 32 are the district numbers assigned to thrift institutions. Digits five through eight, 7335, identify the institution within that district. The last digit, 1, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Arlo Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Arlo Bank checks or in its online banking. Ask the bank for wire instructions (www.arlo.bank). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Arlo Bank

Arlo Bank is headquartered in Springfield, Missouri and was established in 1923. It is in the SPRINGFIELD, MO metro area. It reported $269.1M in total assets and $226.6M in deposits for Q2 2026, the 104th largest of the 191 banks headquartered in Missouri. See the largest banks in Missouri by total assets. It reports 1 domestic office. Its deposits have been FDIC insured since 1989. Its primary federal regulator is the FDIC. 13 other banks and credit unions headquartered in Springfield have a routing number listed here.

What the digits in 286573351 mean

The first four digits, 2865, are the Federal Reserve routing symbol. The prefix 28 places the number in the 8th Federal Reserve District (St. Louis), a range the ABA plan set aside for thrift institutions. That is also the district where the bank is headquartered. Digits five through eight, 7335, identify the institution within its Federal Reserve district. The last digit, 1, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 10 + 7 x 20 + 10 = 180, a multiple of 10, so 286573351 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Arlo Bank routing number?

The Arlo Bank routing number is 286573351. It is the primary ABA routing transit number registered to Arlo Bank, headquartered in Springfield, MO. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the Arlo Bank wire routing number?

This page lists the primary routing number registered to Arlo Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Arlo Bank before sending a wire.

Is ABA number 286573351 the routing number for Arlo Bank?

Yes. It is the primary routing number registered to Arlo Bank.

Which bank uses routing number 286573351?

It belongs to Arlo Bank, headquartered in Springfield, MO. It is the bank's primary ABA routing number (FDIC certificate 29143).

Routing numbers in Springfield, MO

Bank
OakStar Bank: 086519159
Bank
Guaranty Bank: 086519421
Bank
OMB Bank: 086518891
Bank
Mid-Missouri Bank: 086503424
Credit union
Assemblies of God Credit Union: 286582740
Credit union
Blucurrent Credit Union: 286582805
Credit union
Telcomm Credit Union: 286582876
Bank
State Bank of Southwest Missouri: 086505545

All routing numbers in Missouri

View Arlo Bank's full profile →

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