Armstrong Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 166.3% in Q2 2026, from $36.9M to $98.3M. It was the largest change from Q1 2026 among the key lines here. Within Oklahoma, Armstrong Bank is 78th of 169 on loan-to-deposit ratio, 80.18% as of Q2 2026, above the middle of the field. The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. Armstrong Bank sits 8.02 points lower, at 80.18% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $98.3M |
| Cash and noninterest-bearing balances to assets | 3.38% |
| Cash and securities | $630.7M |
| Fed funds sold and reverse repos | $2.2M |
| Fed funds sold and reverse repos to assets | 0.08% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 80.18% |
| Net loans and leases to deposits | 79.33% |
| Loans and leases to core deposits | 88.47% |
| Core deposits to total deposits | 90.63% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 65.40% | 86.45% | $0 | $0 |
| Q4 2023 | 64.65% | 86.39% | $0 | $0 |
| Q1 2024 | 66.27% | 88.05% | $0 | $0 |
| Q2 2024 | 68.63% | 88.42% | $0 | $0 |
| Q3 2024 | 70.32% | 88.37% | $0 | $0 |
| Q4 2024 | 69.83% | 88.98% | $0 | $0 |
| Q1 2025 | 72.05% | 90.31% | $0 | $0 |
| Q2 2025 | 75.70% | 90.84% | $0 | $0 |
| Q3 2025 | 78.30% | 90.78% | $0 | $0 |
| Q4 2025 | 80.22% | 90.61% | $0 | $25.0M |
| Q1 2026 | 82.07% | 90.46% | $0 | $18.3M |
| Q2 2026 | 80.18% | 90.63% | $0 | $0 |
Armstrong Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Armstrong Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Armstrong Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2315) · FFIEC NIC profile (RSSD 470452)