Armstrong Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Armstrong Bank of Muskogee, OK against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.42% | 1.46% | -0.04% | 61st above |
| ROAE | 18.02% | 12.69% | +5.33% | 84th top |
| Net Interest Margin | 3.99% | 3.85% | +0.14% | 68th above |
| Efficiency Ratio | 54.79% | 57.40% | -2.61% | 61st above |
| PPNR / Avg Assets | 1.90% | 1.88% | +0.02% | 62nd above |
| Yield on Earning Assets | 5.87% | 5.72% | +0.15% | 69th above |
| Cost of Funds | 1.67% | 2.02% | -0.35% | 71st above |
| Net Interest Spread Behind the peer average, ahead of the median peer. | 3.13% | 3.18% | -0.05% | 54th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.44% | 1.00% | -0.56% | 63rd above |
| NPA / Total Assets | 0.39% | 0.76% | -0.37% | 58th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.21% | 0.43% | -0.22% | 18th bottom |
| ACL / Total Loans | 1.06% | 1.31% | -0.25% | 38th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 244.41% | 564.72% | -320.31% | 62nd above |
| Texas Ratio | 4.70% | 7.39% | -2.69% | 52nd above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 165.00% | 619.14% | -454.14% | 52nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 13.89% | 17.34% | -3.45% | 56th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 13.89% | 17.37% | -3.48% | 56th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 14.97% | 18.42% | -3.45% | 56th above |
| Leverage Ratio | 10.42% | 11.44% | -1.02% | 48th below |
| Equity / Assets | 8.19% | 11.34% | -3.15% | 9th bottom |
| TCE / Tangible Assets | 7.66% | 10.50% | -2.84% | 7th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 80.18% | 86.96% | -6.78% | 70th above |
| Core Deposit Ratio | 90.63% | 85.55% | +5.08% | 61st above |
| Uninsured Deposit Ratio | 24.46% | 33.14% | -8.68% | 72nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 15.06% | 9.67% | +5.39% | 87th top |
| Loan Growth (Y/Y) | 19.71% | 8.05% | +11.66% | 91st top |
| Deposit Growth (Y/Y) | 13.02% | 7.87% | +5.15% | 83rd top |
See Armstrong Bank's peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Armstrong Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Armstrong Bank profile, how to read a UBPR, or how this data updates.