Artisans' Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Artisans' Bank of Wilmington, DE against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.62% | 1.25% | -0.63% | 15th bottom |
| ROAE | 6.71% | 13.17% | -6.46% | 19th bottom |
| Net Interest Margin | 3.35% | 3.95% | -0.60% | 21st bottom |
| Efficiency Ratio | 74.86% | 61.50% | +13.36% | 19th bottom |
| PPNR / Avg Assets | 0.92% | — | — | 17th bottom |
| Yield on Earning Assets | 5.12% | 5.67% | -0.55% | 27th below |
| Cost of Funds | 1.91% | 1.87% | +0.04% | 42nd below |
| Net Interest Spread | 3.11% | — | — | 38th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.66% | 0.93% | -0.27% | 39th below |
| NPA / Total Assets | 0.52% | — | — | 37th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.15% | -0.14% | 43rd below |
| ACL / Total Loans | 1.01% | — | — | 27th below |
| ACL / NPLs (Coverage) | 153.36% | — | — | 40th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.55% | 6.06% | -0.51% | 32nd below |
| Provision / NCO | 1223.08% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.01% | 17.18% | -4.17% | 28th below |
| Tier 1 Ratio | 13.01% | 17.21% | -4.20% | 28th below |
| Total Capital Ratio | 13.95% | — | — | 25th below |
| Leverage Ratio | 10.44% | 11.75% | -1.31% | 40th below |
| Equity / Assets | 9.47% | 10.98% | -1.51% | 35th below |
| TCE / Tangible Assets | 9.47% | — | — | 39th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 81.95% | 80.44% | +1.51% | 47th below |
| Core Deposit Ratio | 91.62% | 86.95% | +4.67% | 65th above |
| Wholesale Funding Ratio | 0.42% | — | — | 91st top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.25% | — | — | 41st below |
| Loan Growth (Y/Y) | 3.38% | — | — | 38th below |
| Deposit Growth (Y/Y) | 2.89% | — | — | 42nd below |
See Artisans' Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Artisans' Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Artisans' Bank profile, how to read a UBPR, or how this data updates.