Ascendia Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits dropped 12.85 percentage points in Q2 2026, from 135.69% to 122.84%. It was the largest change from Q1 2026 among the key lines here. Within New Jersey, Ascendia Bank is 15th of 49 on loan-to-deposit ratio, 100.85% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Ascendia Bank sits 20.01 points higher, at 100.85% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $17.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $53.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $37.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 9.37% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 100.85% |
| Net loans and leases to deposits | 100.33% |
| Loans and leases to core deposits | 122.84% |
| Core deposits to total deposits | 74.75% |
| Brokered deposits to total deposits | 7.36% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 114.54% | 85.29% | $0 | $68.7M |
| Q4 2023 | 108.13% | 80.93% | $0 | $58.9M |
| Q1 2024 | 111.27% | 80.14% | $0 | $63.0M |
| Q2 2024 | 110.89% | 78.84% | $0 | $62.7M |
| Q3 2024 | 112.44% | 79.23% | $0 | $67.4M |
| Q4 2024 | 111.26% | 77.66% | $0 | $63.1M |
| Q1 2025 | 108.88% | 77.62% | $0 | $62.3M |
| Q2 2025 | 102.24% | 72.45% | $0 | $44.0M |
| Q3 2025 | 101.80% | 72.04% | $0 | $43.2M |
| Q4 2025 | 104.58% | 75.61% | $0 | $42.7M |
| Q1 2026 | 101.68% | 74.94% | $0 | $37.3M |
| Q2 2026 | 100.85% | 74.75% | $0 | $37.0M |
Ascendia Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Ascendia Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Ascendia Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28729) · FFIEC NIC profile (RSSD 147679)