Ascendia Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Ascendia Bank of Glen Rock, NJ against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.33% | 1.34% | -1.01% | 9th bottom |
| ROAE | 3.62% | 13.32% | -9.70% | 10th bottom |
| Net Interest Margin | 2.69% | 3.93% | -1.24% | 5th bottom |
| Efficiency Ratio | 83.95% | 61.13% | +22.82% | 10th bottom |
| PPNR / Avg Assets | 0.44% | 1.68% | -1.24% | 7th bottom |
| Yield on Earning Assets | 5.26% | 5.67% | -0.41% | 33rd below |
| Cost of Funds | 2.70% | 1.88% | +0.82% | 11th bottom |
| Net Interest Spread | 2.30% | 3.32% | -1.02% | 8th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.05% | 0.94% | -0.89% | 78th top |
| NPA / Total Assets | 0.04% | 0.70% | -0.66% | 79th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.52% | 1.28% | -0.76% | 3rd bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 994.64% | 1538.90% | -544.26% | 83rd top |
| Texas Ratio | 1.14% | 7.33% | -6.19% | 71st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.67% | 19.51% | -5.84% | 36th below |
| Tier 1 Ratio | 13.67% | 19.54% | -5.87% | 35th below |
| Total Capital Ratio | 14.33% | 20.63% | -6.30% | 30th below |
| Leverage Ratio | 9.29% | 12.14% | -2.85% | 17th bottom |
| Equity / Assets | 9.09% | 11.38% | -2.29% | 29th below |
| TCE / Tangible Assets | 9.09% | 11.09% | -2.00% | 32nd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 100.85% | 80.63% | +20.22% | 10th bottom |
| Core Deposit Ratio | 74.75% | 86.86% | -12.11% | 9th bottom |
| Wholesale Funding Ratio | 9.37% | 5.03% | +4.34% | 16th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.38% | 6.85% | -5.47% | 28th below |
| Loan Growth (Y/Y) | 2.57% | 7.90% | -5.33% | 34th below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 3.97% | 6.29% | -2.32% | 50th above |
See Ascendia Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Ascendia Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Ascendia Bank profile, how to read a UBPR, or how this data updates.