Banco Popular de Puerto Rico: Peer Group Comparison
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Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Banco Popular de Puerto Rico of San Juan, PR against its peer group of 127 similarly-sized US banks as of Q2 2026. The peer group is every US bank in the same asset tier (banks with $10B to $100B in assets). The credit quality page compares against a shorter list, the 10 nearest banks by size in the same tier, so its peer medians can differ from the ones here. For each metric the bank's value is shown next to the peer-group median and the bank's percentile within the group, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Best quarter means the bank is among the strongest 25% of its peers on that measure.
How to read the peer columns: Peer median is the middle bank of the peer group. The percentile is the share of the other banks in the group with a lower value, so a high percentile is good for return on assets and bad for the efficiency ratio. The tag says which it is: better half or worse half, with the best and worst quarters marked. Measures with no better direction, such as loans to deposits and growth, carry no tag.
Profitability
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| ROAA | 1.42% | 1.32% | +0.10% | 60th better half |
| ROAE | 22.84% | 11.13% | +11.71% | 93rd best quarter |
| Net Interest Margin | 3.86% | 3.63% | +0.23% | 69th better half |
| Efficiency Ratio | 55.94% | 53.30% | +2.64% | 63rd worse half |
| PPNR / Avg Assets | 2.02% | 1.82% | +0.20% | 65th better half |
| Yield on Earning Assets | 5.10% | 5.36% | -0.26% | 30th |
| Cost of Funds | 1.31% | 1.92% | -0.61% | 17th best quarter |
| Net Interest Spread | 3.34% | 2.97% | +0.37% | 77th best quarter |
Asset Quality
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| NPL / Total Loans | 2.40% | 0.68% | +1.72% | 95th worst quarter |
| NPA / Total Assets | 1.14% | 0.49% | +0.65% | 87th worst quarter |
| NCO / Avg Loans | 1.58% | 0.13% | +1.45% | 94th worst quarter |
| ACL / Total Loans | 2.48% | 1.14% | +1.34% | 95th |
| ACL / NPLs (Coverage) | 103.28% | 173.33% | -70.05% | 20th worst quarter |
| Texas Ratio | 12.97% | 4.21% | +8.76% | 97th worst quarter |
| Provision / NCO | 61.76% | 112.90% | -51.14% | 25th |
| CRE / Total Capital | 74.14% | 219.38% | -145.24% | 17th best quarter |
Capital Adequacy
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| CET1 Ratio | 16.40% | 12.98% | +3.42% | 87th best quarter |
| Tier 1 Ratio | 16.40% | 12.99% | +3.41% | 86th best quarter |
| Total Capital Ratio | 17.66% | 14.14% | +3.52% | 85th best quarter |
| Leverage Ratio | 7.53% | 10.25% | -2.72% | 4th worst quarter |
| Equity / Assets | 6.37% | 11.59% | -5.22% | 2nd worst quarter |
| TCE / Tangible Assets | 5.73% | 9.57% | -3.84% | 1st worst quarter |
Liquidity & Funding
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| Loan / Deposit | 47.55% | 86.95% | -39.40% | 4th |
| Core Deposit Ratio | 94.10% | 90.68% | +3.42% | 72nd better half |
| Uninsured Deposit Ratio | 59.25% | 38.56% | +20.69% | 97th worst quarter |
| Borrowings / Total Assets | 0.12% | 4.27% | -4.15% | 7th best quarter |
Growth & Management
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.22% | 5.89% | -1.67% | 39th |
| Loan Growth (Y/Y) | 4.78% | 6.32% | -1.54% | 40th |
| Deposit Growth (Y/Y) | 4.95% | 5.69% | -0.74% | 46th |
See Banco Popular de Puerto Rico's peers by name
The 127 banks in this peer group, by name · build custom peer groups · percentile history · watchlist alerts
Unlock this bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Banco Popular de Puerto Rico profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Banco Popular de Puerto Rico peer analysis.