Bank of Belle Glade: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 26.76 percentage points higher than in Q1 2026, at 789.47%. Bank of Belle Glade ranks 37th of 79 Florida banks on return on assets, in the upper half at 1.11% (Q2 2026). Bank of Belle Glade reported 1.11% on return on assets for Q2 2026, 0.14 points below the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.23% |
| Equity capital to assets | 8.52% |
| Tangible equity to tangible assets | 8.52% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.08% |
| Non-performing assets ratio | 0.04% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.40% |
| Allowance for credit losses to loans | 0.66% |
| Reserve coverage of non-performing loans | 789.47% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.11% |
| Return on equity | 12.73% |
| Net interest margin | 3.53% |
| Efficiency ratio | 58.94% |
| Yield on earning assets | 4.39% |
| Cost of funds | 0.93% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 47.10% |
| Core deposits to total deposits | 98.26% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 90.82% |
| Securities to assets | 19.95% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 9.77% | 0.96% | 3.27% | 0.68% | 0.00% |
| Q4 2023 | 10.25% | 0.60% | 3.34% | 0.66% | 0.00% |
| Q1 2024 | 10.05% | 1.00% | 3.24% | 0.68% | 0.00% |
| Q2 2024 | 10.27% | 1.03% | 3.27% | 0.65% | 0.00% |
| Q3 2024 | 10.46% | 1.13% | 3.48% | 0.12% | 0.00% |
| Q4 2024 | 9.65% | 1.04% | 3.70% | 0.11% | 0.00% |
| Q1 2025 | 9.63% | 1.33% | 3.41% | 0.11% | 0.00% |
| Q2 2025 | 8.83% | 1.36% | 3.41% | 0.10% | 0.00% |
| Q3 2025 | 9.35% | 1.38% | 3.53% | 0.10% | 0.00% |
| Q4 2025 | 9.55% | 1.08% | 3.61% | 0.09% | 0.00% |
| Q1 2026 | 9.85% | 1.06% | 3.38% | 0.09% | 0.00% |
| Q2 2026 | 10.23% | 1.11% | 3.53% | 0.08% | 0.00% |
Bank of Belle Glade vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Belle Glade, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Belle Glade profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18930) · FFIEC NIC profile (RSSD 302030)