Bank of Belle Glade: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Net interest margin, which rose 0.15 percentage points to 3.53%. Bank of Belle Glade ranks 48th of 79 Florida banks on net interest margin, in the lower half at 3.53% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Bank of Belle Glade sits 0.42 points lower, at 3.53% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.39% |
| Yield on loans | 6.06% |
| Yield on securities | 2.19% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 0.93% |
| Cost of interest-bearing deposits | 1.53% |
| Cost of interest-bearing liabilities | 1.53% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.53% |
| Yield to cost spread | 2.86% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $1.0M |
| Total interest expense | $321K |
| Interest expense on deposits | $321K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.37% | 1.24% | 3.27% | 5.95% | 1.96% |
| Q4 2023 | 4.49% | 1.24% | 3.34% | 6.12% | 2.00% |
| Q1 2024 | 4.33% | 1.20% | 3.24% | 5.69% | 1.96% |
| Q2 2024 | 4.38% | 1.24% | 3.27% | 5.72% | 1.87% |
| Q3 2024 | 4.56% | 1.18% | 3.48% | 5.87% | 2.07% |
| Q4 2024 | 4.70% | 1.01% | 3.70% | 5.87% | 2.83% |
| Q1 2025 | 4.29% | 0.91% | 3.41% | 5.64% | 2.34% |
| Q2 2025 | 4.30% | 0.98% | 3.41% | 5.86% | 2.33% |
| Q3 2025 | 4.52% | 1.07% | 3.53% | 6.02% | 2.30% |
| Q4 2025 | 4.53% | 0.99% | 3.61% | 6.26% | 2.27% |
| Q1 2026 | 4.27% | 0.94% | 3.38% | 5.88% | 2.22% |
| Q2 2026 | 4.39% | 0.93% | 3.53% | 6.06% | 2.19% |
Bank of Belle Glade yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Belle Glade, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Belle Glade profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18930) · FFIEC NIC profile (RSSD 302030)