Bank of Camilla: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 9.30 percentage points higher than in Q1 2026, at 95.67%. Within Georgia, Bank of Camilla is 33rd of 122 on loan-to-deposit ratio, 87.03% as of Q2 2026, above the middle of the field. Bank of Camilla reported 87.03% on loan-to-deposit ratio for Q2 2026, 6.19 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $12.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $52.3M |
| Fed funds sold and reverse repos | $6.3M |
| Fed funds sold and reverse repos to assets | 3.35% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 87.03% |
| Net loans and leases to deposits | 86.13% |
| Loans and leases to core deposits | 95.67% |
| Core deposits to total deposits | 82.07% |
| Brokered deposits to total deposits | 8.90% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 84.51% | 85.89% | $0 | $4.0M |
| Q4 2023 | 83.89% | 84.27% | $0 | $4.0M |
| Q1 2024 | 75.50% | 80.07% | $0 | $4.0M |
| Q2 2024 | 79.05% | 76.62% | $0 | $0 |
| Q3 2024 | 85.04% | 76.77% | $0 | $0 |
| Q4 2024 | 73.99% | 77.08% | $0 | $0 |
| Q1 2025 | 84.35% | 80.10% | $0 | $0 |
| Q2 2025 | 86.23% | 82.51% | $0 | $1.0M |
| Q3 2025 | 86.97% | 82.44% | $0 | $1.0M |
| Q4 2025 | 76.60% | 78.53% | $0 | $0 |
| Q1 2026 | 78.24% | 81.87% | $0 | $0 |
| Q2 2026 | 87.03% | 82.07% | $0 | $0 |
Bank of Camilla liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Camilla, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Camilla profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17190) · FFIEC NIC profile (RSSD 124830)