Bank of Camilla: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Equity capital to total assets: 1.00 percentage points higher than in Q1 2026, at 21.08%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 20.79% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $40.3M |
| Tier 1 capital | $40.3M |
| Total risk-based capital | — |
| Total equity capital | $39.7M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 21.08% |
| Tangible equity to tangible assets | 21.08% |
| Equity capital to average assets | 20.45% |
| Internal capital growth rate | 6.29% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $200K |
| Common stock surplus | $19.4M |
| Retained earnings | $20.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$649K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 24.31% | 22.54% | 22.54% |
| Q4 2023 | 23.82% | 21.93% | 21.93% |
| Q1 2024 | 20.57% | 19.87% | 19.87% |
| Q2 2024 | 21.45% | 21.04% | 21.04% |
| Q3 2024 | 22.30% | 22.33% | 22.33% |
| Q4 2024 | 21.84% | 20.18% | 20.18% |
| Q1 2025 | 20.43% | 22.07% | 22.07% |
| Q2 2025 | 21.82% | 21.05% | 21.05% |
| Q3 2025 | 21.96% | 21.79% | 21.79% |
| Q4 2025 | 21.45% | 20.30% | 20.30% |
| Q1 2026 | 19.97% | 20.08% | 20.08% |
| Q2 2026 | 20.79% | 21.08% | 21.08% |
Bank of Camilla regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Camilla, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Camilla profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17190) · FFIEC NIC profile (RSSD 124830)