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The Bank of Clarendon: Peer Group Comparison

Peer strength score 72/100
Peer group Banks with $100M to $1B in assets
Peers compared 2672
Quartile spread 8 top · 8 above · 4 below · 1 bottom
Cost of Funds · 90thTexas Ratio · 89thNPA / Total Assets · 86th Yield on Earning Assets · 17thACL / Total Loans · 26thNCO / Avg Loans · 37th

Data as of · peers are US banks in the same asset tier. How we update

This page benchmarks The Bank of Clarendon of Manning, SC against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.

How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.

Profitability

Metric This bank Peer avg Diff Rank vs median peer
ROAA 1.64% 1.35% +0.29% 71st above
ROAE 15.68% 12.05% +3.63% 70th above
Net Interest Margin 3.87% 3.90% -0.03% 47th below
Efficiency Ratio 50.65% 63.15% -12.50% 79th top
PPNR / Avg Assets 2.13% 1.64% +0.49% 78th top
Yield on Earning Assets 4.83% 5.65% -0.82% 17th bottom
Cost of Funds 1.04% 1.85% -0.81% 90th top
Net Interest Spread 3.35% 3.35% +0.00% 51st above

Asset Quality

Metric This bank Peer avg Diff Rank vs median peer
NPL / Total Loans 0.01% 0.92% -0.91% 84th top
NPA / Total Assets 0.01% 0.67% -0.66% 86th top
NCO / Avg Loans Ahead of the peer average, behind the median peer. 0.01% 0.15% -0.14% 37th below
ACL / Total Loans 1.00% 1.28% -0.28% 26th below
ACL / NPLs (Coverage) 9000.00% 1642.01% +7357.99% —
Texas Ratio 0.05% 7.15% -7.10% 89th top
Provision / NCO 1600.00% 1188.95% +411.05% —

Capital Adequacy

Metric This bank Peer avg Diff Rank vs median peer
Leverage Ratio Behind the peer average, ahead of the median peer. 11.66% 12.46% -0.80% 61st above
Equity / Assets Behind the peer average, ahead of the median peer. 10.90% 11.67% -0.77% 58th above
TCE / Tangible Assets Behind the peer average, ahead of the median peer. 10.90% 11.40% -0.50% 62nd above

Liquidity & Funding

Metric This bank Peer avg Diff Rank vs median peer
Loan / Deposit 57.85% 78.65% -20.80% 85th top
Core Deposit Ratio 91.95% 87.09% +4.86% 67th above

Growth & Management

Metric This bank Peer avg Diff Rank vs median peer
Asset Growth (Y/Y) 4.05% 6.47% -2.42% 47th below
Loan Growth (Y/Y) 10.52% 7.64% +2.88% 75th top
Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. 4.12% 6.02% -1.90% 51st above

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Source: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Bank of Clarendon profile, how to read a UBPR, or how this data updates.