The Bank of Clarendon: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 13.3% lower than in Q1 2026, at -$4.9M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.66% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $52.7M |
| Tier 1 capital | $52.7M |
| Total risk-based capital | — |
| Total equity capital | $47.8M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.90% |
| Tangible equity to tangible assets | 10.90% |
| Equity capital to average assets | 10.58% |
| Internal capital growth rate | 14.49% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $2.4M |
| Common stock surplus | $18.6M |
| Retained earnings | $40.2M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$4.9M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 12.46% | 10.15% | 10.15% |
| Q4 2023 | 12.42% | 10.45% | 10.45% |
| Q1 2024 | 12.11% | 10.37% | 10.37% |
| Q2 2024 | 12.46% | 10.63% | 10.63% |
| Q3 2024 | 12.47% | 11.26% | 11.26% |
| Q4 2024 | 12.35% | 10.29% | 10.29% |
| Q1 2025 | 12.12% | 10.75% | 10.75% |
| Q2 2025 | 12.37% | 10.99% | 10.99% |
| Q3 2025 | 12.64% | 11.49% | 11.49% |
| Q4 2025 | 11.46% | 10.31% | 10.31% |
| Q1 2026 | 11.32% | 10.24% | 10.24% |
| Q2 2026 | 11.66% | 10.90% | 10.90% |
The Bank of Clarendon regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Bank of Clarendon, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Bank of Clarendon profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15671) · FFIEC NIC profile (RSSD 3720)