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The Bank of Commerce: Common Equity Tier 1 Capital Ratio

19.09% Ranks #392 of 2,136 U.S. banks · 82nd percentile

Data as of · sourced from FFIEC call reports. How we update

The Bank of Commerce reported a common equity tier 1 capital ratio of 19.09% as of Q2 2026, ranking #392 of 2,136 U.S. banks (82nd percentile). The Common Equity Tier 1 (CET1) ratio is the most-watched US bank capital metric, measuring common equity against risk-weighted assets.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 19.09%
Q1 2026 19.37%
Q4 2025 19.12%
Q3 2025 20.88%
Q2 2025 19.88%
Q1 2025 20.49%
Q4 2024 18.10%
Q3 2024 19.01%
Q2 2024 17.23%
Q1 2024 16.97%
Q4 2023 16.35%
Q3 2023 16.38%

National Context

Latest value 19.09%
National rank#392 of 2,136
Percentile 82nd
12-quarter low16.35%
12-quarter high20.88%
Full rankingView leaderboard

What is the Common Equity Tier 1 Capital Ratio?

The CET1 ratio measures a bank's highest-quality capital (common equity, retained earnings, and qualifying disclosed reserves) against its risk-weighted assets. It is the most-watched single capital indicator in US bank supervision after the 2013 Basel III reforms.

Most well-managed US community banks report CET1 ratios between 11% and 16%. Ratios above 14% generally indicate comfortable capital cushions; below 10% triggers regulatory attention. The CET1 ratio should be read alongside the Tier 1 leverage ratio (which doesn't weight assets by risk), since a bank can have a high CET1 ratio while still being thinly capitalized on a leverage basis.

Full definition & formula →

Frequently asked questions

What is The Bank of Commerce's Common Equity Tier 1 Capital Ratio?

The Bank of Commerce's Common Equity Tier 1 Capital Ratio was 19.09% as of Q2 2026, ranking #392 of 2,136 U.S. banks.

What is the Common Equity Tier 1 Capital Ratio?

The CET1 ratio measures a bank's highest-quality capital (common equity, retained earnings, and qualifying disclosed reserves) against its risk-weighted assets. It is the most-watched single capital indicator in US bank supervision after the 2013 Basel III reforms.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full The Bank of Commerce profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 18059) · FFIEC NIC profile (RSSD 324863)