Bank of Commerce & Trust Company: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 1.72 percentage points in Q2 2026, from 38.00% to 39.72%. It was the largest change from Q1 2026 among the key lines here. Within Louisiana, Bank of Commerce & Trust Company is 52nd of 103 on total deposits, $332.0M as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is $277.3M on total deposits. Bank of Commerce & Trust Company sits 20% higher, at $332.0M (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $332.0M |
| Domestic office deposits | $332.0M |
| Foreign office deposits | — |
| Deposits to total assets | 87.86% |
| Deposits to total liabilities | 96.35% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $15.7M |
| Savings deposits | $60.2M |
| Transaction accounts to domestic deposits | 10.22% |
| Time deposits | $25K |
| Time deposits under $100k | $22.6M |
| Time deposits $100k to $250k | $22.0M |
| Time deposits over $250k | $37.7M |
| Noninterest-bearing share of deposits | 39.72% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $294.3M |
| Core deposits to total deposits | 88.66% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.52% |
| Interest expense on deposits | $768K |
| Loans and leases to core deposits | 33.55% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $315.3M | 95.50% | 0.00% | 0.93% |
| Q4 2023 | $339.0M | 95.50% | 0.00% | 1.03% |
| Q1 2024 | $319.8M | 95.78% | 0.00% | 1.07% |
| Q2 2024 | $324.2M | 95.88% | 0.00% | 1.14% |
| Q3 2024 | $311.9M | 94.86% | 0.00% | 1.23% |
| Q4 2024 | $333.9M | 94.67% | 0.00% | 1.25% |
| Q1 2025 | $324.1M | 93.92% | 0.00% | 1.26% |
| Q2 2025 | $322.1M | 88.13% | 0.00% | 1.37% |
| Q3 2025 | $324.0M | 87.89% | 0.00% | 1.71% |
| Q4 2025 | $353.8M | 90.90% | 0.00% | 1.58% |
| Q1 2026 | $329.8M | 88.52% | 0.00% | 1.44% |
| Q2 2026 | $332.0M | 88.66% | 0.00% | 1.52% |
Bank of Commerce & Trust Company deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Commerce & Trust Company, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Commerce & Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10523) · FFIEC NIC profile (RSSD 476539)