Bank of Commerce & Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Commerce & Trust Company of Crowley, LA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.39% | 1.34% | -0.95% | 10th bottom |
| ROAE | 4.69% | 13.32% | -8.63% | 13th bottom |
| Net Interest Margin | 2.34% | 3.93% | -1.59% | 2nd bottom |
| Efficiency Ratio | 80.98% | 61.13% | +19.85% | 12th bottom |
| PPNR / Avg Assets | 0.48% | 1.68% | -1.20% | 8th bottom |
| Yield on Earning Assets | 3.17% | 5.67% | -2.50% | 0th bottom |
| Cost of Funds | 0.67% | 1.88% | -1.21% | 97th top |
| Net Interest Spread | 1.71% | 3.32% | -1.61% | 2nd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.19% | 0.94% | -0.75% | 65th above |
| NPA / Total Assets | 0.05% | 0.70% | -0.65% | 77th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.02% | 0.16% | -0.14% | 34th below |
| ACL / Total Loans | 0.60% | 1.28% | -0.68% | 4th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 309.38% | 1539.16% | -1229.78% | 61st above |
| Texas Ratio | 0.57% | 7.33% | -6.76% | 79th top |
| Provision / NCO | 0.00% | 1396.27% | -1396.27% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.10% | 12.14% | -1.04% | 52nd above |
| Equity / Assets | 8.81% | 11.38% | -2.57% | 24th bottom |
| TCE / Tangible Assets | 8.81% | 11.09% | -2.28% | 28th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 29.75% | 80.66% | -50.91% | 98th top |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.66% | 86.86% | +1.80% | 47th below |
| Wholesale Funding Ratio | 2.45% | 5.03% | -2.58% | 62nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.28% | 6.85% | -2.57% | 49th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.88% | 7.90% | -2.02% | 53rd above |
| Deposit Growth (Y/Y) | 3.07% | 6.29% | -3.22% | 43rd below |
See Bank of Commerce & Trust Company's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Commerce & Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Commerce & Trust Company profile, how to read a UBPR, or how this data updates.