Bank of Crocker: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 3.51 percentage points higher than in Q1 2026, at 61.24%. Bank of Crocker ranks 165th of 192 Missouri banks on return on assets, in the lower half at 0.86% (Q2 2026). Bank of Crocker reported 0.86% on return on assets for Q2 2026, 0.39 points below the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 32.79% |
| Tier 1 risk-based capital ratio | 32.79% |
| Total risk-based capital ratio | 34.04% |
| Tier 1 leverage ratio | 12.81% |
| Equity capital to assets | 11.16% |
| Tangible equity to tangible assets | 11.16% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 2.75% |
| Non-performing assets ratio | 0.83% |
| Net charge-off ratio | -0.02% |
| Texas ratio | 7.13% |
| Allowance for credit losses to loans | 1.69% |
| Reserve coverage of non-performing loans | 61.24% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.86% |
| Return on equity | 7.95% |
| Net interest margin | 3.27% |
| Efficiency ratio | 73.51% |
| Yield on earning assets | 4.35% |
| Cost of funds | 1.16% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 34.16% |
| Core deposits to total deposits | 87.44% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 88.44% |
| Securities to assets | 38.88% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 31.59% | 31.59% | 32.84% | 11.44% | 0.99% |
| Q4 2023 | 31.24% | 31.24% | 32.49% | 11.91% | 0.84% |
| Q1 2024 | 30.28% | 30.28% | 31.50% | 12.01% | 0.70% |
| Q2 2024 | 31.57% | 31.57% | 32.82% | 12.31% | 0.69% |
| Q3 2024 | 30.16% | 30.16% | 31.35% | 12.30% | 0.79% |
| Q4 2024 | 29.72% | 29.72% | 30.89% | 12.54% | 0.39% |
| Q1 2025 | 29.44% | 29.44% | 29.44% | 12.39% | 0.48% |
| Q2 2025 | 28.85% | 28.85% | 30.04% | 12.13% | 0.62% |
| Q3 2025 | 29.16% | 29.16% | 30.36% | 12.31% | 0.87% |
| Q4 2025 | 29.55% | 29.55% | 30.78% | 12.50% | 0.53% |
| Q1 2026 | 29.35% | 29.35% | 30.57% | 12.41% | 0.74% |
| Q2 2026 | 32.79% | 32.79% | 34.04% | 12.81% | 0.86% |
Bank of Crocker vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Crocker, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Crocker profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1937) · FFIEC NIC profile (RSSD 765354)