Bank of Crocker: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Crocker of Waynesville, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.86% | 1.34% | -0.48% | 26th below |
| ROAE | 7.95% | 13.32% | -5.37% | 25th below |
| Net Interest Margin | 3.27% | 3.93% | -0.66% | 19th bottom |
| Efficiency Ratio | 73.51% | 61.14% | +12.37% | 22nd bottom |
| PPNR / Avg Assets | 0.86% | 1.68% | -0.82% | 16th bottom |
| Yield on Earning Assets | 4.35% | 5.67% | -1.32% | 6th bottom |
| Cost of Funds | 1.16% | 1.88% | -0.72% | 86th top |
| Net Interest Spread | 2.70% | 3.32% | -0.62% | 21st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.75% | 0.94% | +1.81% | 8th bottom |
| NPA / Total Assets | 0.83% | 0.70% | +0.13% | 25th below |
| NCO / Avg Loans | -0.02% | 0.16% | -0.18% | 90th top |
| ACL / Total Loans | 1.69% | 1.28% | +0.41% | 87th top |
| ACL / NPLs (Coverage) | 61.24% | 1538.90% | -1477.66% | 15th bottom |
| Texas Ratio Ahead of the peer average, behind the median peer. | 7.13% | 7.33% | -0.20% | 31st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 32.79% | 19.50% | +13.29% | 94th top |
| Tier 1 Ratio | 32.79% | 19.53% | +13.26% | 94th top |
| Total Capital Ratio | 34.04% | 20.62% | +13.42% | 94th top |
| Leverage Ratio | 12.81% | 12.14% | +0.67% | 73rd above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.16% | 11.37% | -0.21% | 62nd above |
| TCE / Tangible Assets | 11.16% | 11.09% | +0.07% | 66th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 34.16% | 80.64% | -46.48% | 97th top |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.44% | 86.86% | +0.58% | 41st below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.99% | 6.85% | -5.86% | 25th below |
| Loan Growth (Y/Y) | -10.56% | 7.91% | -18.47% | 2nd bottom |
| Deposit Growth (Y/Y) | -0.46% | 6.29% | -6.75% | 21st bottom |
See Bank of Crocker's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Crocker, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Crocker profile, how to read a UBPR, or how this data updates.